Utilise THR for Stock and ETF Investments
The momentum of the Idul Fitri Allowance (THR) can be utilised to build a stronger financial foundation. Society can allocate THR funds for stock and ETF (Exchange Traded Funds) investments. XTB Indonesia invites the public to invest in US stocks and ETFs, as reported by id.mashable.com.
A shift in THR management is evident alongside rising financial literacy. Additional funds that were previously used for consumption are now allocated to grow.
Chief Marketing Officer of PT Indo Premier Sekuritas (IPOT), Sergio Ticoalu, stated that THR can serve as an initial momentum for investing. According to him, THR is an opportunity to allocate money more strategically, not just to spend it, quoted from ekonomi.republika.co.id.
However, investments should not be made without consideration. Sergio reminds that many novice investors follow trends without understanding the risks involved.
“The important thing is to have conviction and understanding of the chosen instrument, not just following the crowd,” said Sergio.
Prioritise primary needs and emergency funds before investing. The remaining THR can be allocated to investment instruments, such as stocks or mutual funds.
Stock investments are now increasingly accessible through digital applications, especially for beginners. The required capital is also relatively affordable, so one does not have to wait to have large funds.
Automated Investment with XTB Indonesia’s Investment Plan
XTB Indonesia introduces the Investment Plan feature and the Free Stock Grab programme to encourage smarter and more structured portfolio diversification. The Investment Plan feature facilitates automated investments with 0% commission up to EUR 100,000 per month.
This feature allows users to create up to 10 personalised portfolios according to each individual’s risk profile. Supported by an auto-invest system, users gain access to over 50 global ETFs in various strategic industry sectors.
Free Stock Grab Campaign
XTB Indonesia is holding the Free Stock Grab campaign until 13 April 2026. This programme is designed to make it easier for anyone to experience their first ownership of global stocks.
By opening an account, agreeing to the terms in the application, and making a deposit within seven days, the first 2,500 participants have the chance to receive one share of GRAB.US for free, which will be directly credited to their accounts.
Aditya Kresna, Chief Marketing Officer of XTB Indonesia, emphasised that the key to successful investing lies in simplicity.
“We are using the Ramadan momentum to inspire smarter financial planning. Through gradual investments and not placing all funds in one asset alone (diversification), investors can build a more stable and resilient portfolio against market fluctuations,” he explained.
Investments can start with an affordable amount, namely from USD 15 (approximately Rp 252,000). By starting early, the power of compounding interest or compound interest can work more maximally in the long term.
A YouGov Ramadan survey reveals that 26% of Indonesians now begin allocating their THR funds to the investment sector.
For additional information, yoursay.suara.com provides tips to ensure THR does not run out immediately. Allocate 50% for Idul Fitri needs, 30% for the future and debt, and 20% for controlled self-reward.