The momentum of the Idul Fitri Allowance (THR) can be utilised to\nbuild a stronger financial foundation. Society can allocate THR funds\nfor stock and ETF (Exchange Traded Funds) investments. XTB Indonesia\ninvites the public to invest in US stocks and ETFs, as reported by\nid.mashable.com.<\/p>\n
A shift in THR management is evident alongside rising financial\nliteracy. Additional funds that were previously used for consumption are\nnow allocated to grow.<\/p>\n
Chief Marketing Officer of PT Indo Premier Sekuritas (IPOT), Sergio\nTicoalu, stated that THR can serve as an initial momentum for investing.\nAccording to him, THR is an opportunity to allocate money more\nstrategically, not just to spend it, quoted from\nekonomi.republika.co.id.<\/p>\n
However, investments should not be made without consideration. Sergio\nreminds that many novice investors follow trends without understanding\nthe risks involved.<\/p>\n
\u201cThe important thing is to have conviction and understanding of the\nchosen instrument, not just following the crowd,\u201d said Sergio.<\/p>\n
Prioritise primary needs and emergency funds before investing. The\nremaining THR can be allocated to investment instruments, such as stocks\nor mutual funds.<\/p>\n
Stock investments are now increasingly accessible through digital\napplications, especially for beginners. The required capital is also\nrelatively affordable, so one does not have to wait to have large\nfunds.<\/p>\n
Automated Investment with XTB Indonesia\u2019s Investment Plan<\/p>\n
XTB Indonesia introduces the Investment Plan feature and the Free\nStock Grab programme to encourage smarter and more structured portfolio\ndiversification. The Investment Plan feature facilitates automated\ninvestments with 0% commission up to EUR 100,000 per month.<\/p>\n
This feature allows users to create up to 10 personalised portfolios\naccording to each individual\u2019s risk profile. Supported by an auto-invest\nsystem, users gain access to over 50 global ETFs in various strategic\nindustry sectors.<\/p>\n
Free Stock Grab Campaign<\/p>\n
XTB Indonesia is holding the Free Stock Grab campaign until 13 April\n2026. This programme is designed to make it easier for anyone to\nexperience their first ownership of global stocks.<\/p>\n
By opening an account, agreeing to the terms in the application, and\nmaking a deposit within seven days, the first 2,500 participants have\nthe chance to receive one share of GRAB.US for free, which will be\ndirectly credited to their accounts.<\/p>\n
Aditya Kresna, Chief Marketing Officer of XTB Indonesia, emphasised\nthat the key to successful investing lies in simplicity.<\/p>\n
\u201cWe are using the Ramadan momentum to inspire smarter financial\nplanning. Through gradual investments and not placing all funds in one\nasset alone (diversification), investors can build a more stable and\nresilient portfolio against market fluctuations,\u201d he explained.<\/p>\n
Investments can start with an affordable amount, namely from USD 15\n(approximately Rp 252,000). By starting early, the power of compounding\ninterest or compound interest can work more maximally in the long\nterm.<\/p>\n
A YouGov Ramadan survey reveals that 26% of Indonesians now begin\nallocating their THR funds to the investment sector.<\/p>\n
For additional information, yoursay.suara.com provides tips to ensure\nTHR does not run out immediately. Allocate 50% for Idul Fitri needs, 30%\nfor the future and debt, and 20% for controlled self-reward.<\/p>", "url": "https:\/\/jawawa.id\/newsitem\/utilise-thr-for-stock-and-etf-investments-1774025491", "image": "" }, "sponsor": "Okusi Associates", "sponsor_url": "https:\/\/okusiassociates.com" }