Parents Advised Not to Use Children's THR Money for Family Expenses

Children typically receive angpau or THR money from relatives and family during Eid al-Fitr celebrations. Unfortunately, not a few parents utilise their children’s THR money to purchase various family necessities.

Financial planner and founder of Mitra Rencana Edukasi, Mike Rini Sutikno, reminds parents not to use their children’s THR money for family needs. According to him, the “salam tempel” money given to children is their right.

“There are often parents who use their children’s THR money for household needs. Paying for electricity, telephone, or perhaps rent. However, this should not be done, because that money is your child’s right,” said Mike when contacted by Republika on Monday (16/3/2026).

If the family’s financial situation is not going well, Mike suggests that parents first seek their child’s approval. According to him, this approach is far wiser than directly taking the child’s money without their knowledge.

By asking for permission, the child will feel involved in family decisions and that their opinion is valued. Moreover, this method can also teach the child about empathy and the importance of mutual help within the family when facing financial difficulties.

“If, for example, the family’s economy is struggling, parents can talk nicely to the child. Explain if it’s okay to use the THR money for electricity, for instance. The key is to ask for permission first, so the child feels valued too,” said Mike.

Furthermore, Mike also advises parents not to be too controlling or take over the management of their children’s THR money. Instead, parents can use the moment to teach children how to manage money.

“Don’t be too controlling, for example, saying everything must be saved, don’t use it for snacks. That’s not right; parents must also be realistic. Listen to what the child wants and needs, then teach the child to save a portion,” said Mike.

She emphasised that children need to be given the opportunity to learn to make financial decisions from an early age. If parents are too controlling, children might feel their opinions are not valued.

“So my advice is, parents, give your child space. Enough safe and comfortable space to learn to manage their own money, of course, done proportionally and still under parental supervision,” said Mike.