{
    "success": true,
    "data": {
        "id": 1627763,
        "msgid": "parents-advised-not-to-use-childrens-thr-money-for-family-expenses-1774061476",
        "date": "2026-03-21 09:09:00",
        "title": "Parents Advised Not to Use Children's THR Money for Family Expenses",
        "author": "Qommarria Rostanti",
        "source": "REPUBLIKA",
        "tags": "",
        "topic": "Finance",
        "summary": "Financial planner Mike Rini Sutikno urges parents to respect their children's THR (Idul Fitri bonus) money as their rightful property and avoid using it for household needs without permission. In times of financial difficulty, he recommends discussing the matter openly with children to foster empathy, family involvement, and early financial literacy. Additionally, parents should guide rather than control children's spending, allowing them space to learn money management under supervision.",
        "content": "<p>Children typically receive angpau or THR money from relatives and\nfamily during Eid al-Fitr celebrations. Unfortunately, not a few parents\nutilise their children\u2019s THR money to purchase various family\nnecessities.<\/p>\n<p>Financial planner and founder of Mitra Rencana Edukasi, Mike Rini\nSutikno, reminds parents not to use their children\u2019s THR money for\nfamily needs. According to him, the \u201csalam tempel\u201d money given to\nchildren is their right.<\/p>\n<p>\u201cThere are often parents who use their children\u2019s THR money for\nhousehold needs. Paying for electricity, telephone, or perhaps rent.\nHowever, this should not be done, because that money is your child\u2019s\nright,\u201d said Mike when contacted by Republika on Monday (16\/3\/2026).<\/p>\n<p>If the family\u2019s financial situation is not going well, Mike suggests\nthat parents first seek their child\u2019s approval. According to him, this\napproach is far wiser than directly taking the child\u2019s money without\ntheir knowledge.<\/p>\n<p>By asking for permission, the child will feel involved in family\ndecisions and that their opinion is valued. Moreover, this method can\nalso teach the child about empathy and the importance of mutual help\nwithin the family when facing financial difficulties.<\/p>\n<p>\u201cIf, for example, the family\u2019s economy is struggling, parents can\ntalk nicely to the child. Explain if it\u2019s okay to use the THR money for\nelectricity, for instance. The key is to ask for permission first, so\nthe child feels valued too,\u201d said Mike.<\/p>\n<p>Furthermore, Mike also advises parents not to be too controlling or\ntake over the management of their children\u2019s THR money. Instead, parents\ncan use the moment to teach children how to manage money.<\/p>\n<p>\u201cDon\u2019t be too controlling, for example, saying everything must be\nsaved, don\u2019t use it for snacks. That\u2019s not right; parents must also be\nrealistic. Listen to what the child wants and needs, then teach the\nchild to save a portion,\u201d said Mike.<\/p>\n<p>She emphasised that children need to be given the opportunity to\nlearn to make financial decisions from an early age. If parents are too\ncontrolling, children might feel their opinions are not valued.<\/p>\n<p>\u201cSo my advice is, parents, give your child space. Enough safe and\ncomfortable space to learn to manage their own money, of course, done\nproportionally and still under parental supervision,\u201d said Mike.<\/p>",
        "url": "https:\/\/jawawa.id\/newsitem\/parents-advised-not-to-use-childrens-thr-money-for-family-expenses-1774061476",
        "image": ""
    },
    "sponsor": "Okusi Associates",
    "sponsor_url": "https:\/\/okusiassociates.com"
}