Digital Transactions Continue to Surge Amid Global Turmoil, QRIS Sees Sharp Rise

JAKARTA – Amid unrelenting global economic turbulence, digital transaction activity in Indonesia is charting a divergent path: sustained growth and increasing strength.

This surge is partly reflected in the rising use of the Quick Response Code Indonesian Standard (QRIS), particularly during the 2026 Eid al-Fitr momentum when domestic transactions continued to climb.

ALTO Network CEO Gretel Griselda views this trend as indicative of the public’s robust consumption resilience amid global uncertainties.

“In the current global economic conditions, which tend to exhibit high volatility, we observe that payment trends in Indonesia remain stable and even tend to strengthen,” Gretel stated in her remarks, quoted on Saturday (11/4/2026).

“This is marked by the continued growth in transactions we process, both in terms of number and volume, which can serve as an indication that Indonesian society still possesses strong consumption power. Currently, ALTO Network processes up to 30 million transactions per day,” she added.

Across the industry, the growth trend is evident on a broad scale. Bank Indonesia data shows that digital banking transactions have grown more than 20–30% annually, while QRIS once exceeded 100% in its early adoption phase. This affirms the crucial role of digital payments in supporting national economic activities.

Behind this growth, the need for system stability becomes increasingly vital. ALTO maintains service reliability with a 99.99% Service Level Agreement uptime to ensure transactions run without significant disruptions.

The rise in digital transactions is also reflected in the performance of QRIS processed by ALTO Network.

QRIS transaction volume grew 89.56%, while its value increased 94.18% annually, comparing March 2025 with March 2026.

Alongside this volume surge, industry players face new challenges, from the complexity of transaction types to the need for rapid, real-time data analysis.