{
    "success": true,
    "data": {
        "id": 1670742,
        "msgid": "digital-transactions-continue-to-surge-amid-global-turmoil-qris-sees-sharp-rise-1775868656",
        "date": "2026-04-11 07:05:01",
        "title": "Digital Transactions Continue to Surge Amid Global Turmoil, QRIS Sees Sharp Rise",
        "author": "Aprillia Ika",
        "source": "KOMPAS",
        "tags": "",
        "topic": "Finance",
        "summary": "Despite ongoing global economic volatility, digital transactions in Indonesia are demonstrating resilience and continued growth, particularly highlighted by the increased adoption of the Quick Response Code Indonesian Standard (QRIS) during the 2026 Eid al-Fitr period. ALTO Network's CEO, Gretel Griselda, noted that the company processes up to 30 million transactions daily, with QRIS volumes rising 89.56% and values increasing 94.18% year-on-year from March 2025 to March 2026, underscoring strong consumer spending power. Bank Indonesia data further supports this trend, showing annual growth in digital banking transactions of over 20-30%, reinforcing the pivotal role of digital payments in sustaining the national economy.",
        "content": "<p>JAKARTA \u2013 Amid unrelenting global economic turbulence, digital\ntransaction activity in Indonesia is charting a divergent path:\nsustained growth and increasing strength.<\/p>\n<p>This surge is partly reflected in the rising use of the Quick\nResponse Code Indonesian Standard (QRIS), particularly during the 2026\nEid al-Fitr momentum when domestic transactions continued to climb.<\/p>\n<p>ALTO Network CEO Gretel Griselda views this trend as indicative of\nthe public\u2019s robust consumption resilience amid global\nuncertainties.<\/p>\n<p>\u201cIn the current global economic conditions, which tend to exhibit\nhigh volatility, we observe that payment trends in Indonesia remain\nstable and even tend to strengthen,\u201d Gretel stated in her remarks,\nquoted on Saturday (11\/4\/2026).<\/p>\n<p>\u201cThis is marked by the continued growth in transactions we process,\nboth in terms of number and volume, which can serve as an indication\nthat Indonesian society still possesses strong consumption power.\nCurrently, ALTO Network processes up to 30 million transactions per\nday,\u201d she added.<\/p>\n<p>Across the industry, the growth trend is evident on a broad scale.\nBank Indonesia data shows that digital banking transactions have grown\nmore than 20\u201330% annually, while QRIS once exceeded 100% in its early\nadoption phase. This affirms the crucial role of digital payments in\nsupporting national economic activities.<\/p>\n<p>Behind this growth, the need for system stability becomes\nincreasingly vital. ALTO maintains service reliability with a 99.99%\nService Level Agreement uptime to ensure transactions run without\nsignificant disruptions.<\/p>\n<p>The rise in digital transactions is also reflected in the performance\nof QRIS processed by ALTO Network.<\/p>\n<p>QRIS transaction volume grew 89.56%, while its value increased 94.18%\nannually, comparing March 2025 with March 2026.<\/p>\n<p>Alongside this volume surge, industry players face new challenges,\nfrom the complexity of transaction types to the need for rapid,\nreal-time data analysis.<\/p>",
        "url": "https:\/\/jawawa.id\/newsitem\/digital-transactions-continue-to-surge-amid-global-turmoil-qris-sees-sharp-rise-1775868656",
        "image": ""
    },
    "sponsor": "Okusi Associates",
    "sponsor_url": "https:\/\/okusiassociates.com"
}