BRI's Profit Reaches Rp15.5 Trillion, Loans and SMEs Drive Growth
PT Bank Rakyat Indonesia (Persero) Tbk (BBRI) recorded solid performance in the first quarter of 2026. With strong business fundamentals supported by selective credit growth, increasingly efficient fund cost management, and maintained asset quality, the company successfully recorded a consolidated net profit of Rp15.5 trillion, or a 13.7% year-on-year (yoy) growth.
BRI President Director, Hery Gunardi, stated that the global economic condition was still coloured by significant increases in geopolitical risks throughout the first quarter of 2026. Nevertheless, Indonesia’s economy remained resilient with increasingly broad support from demand, supply, and fiscal sides, thus providing a buffer against global uncertainties and maintaining growth momentum.
This condition was also reflected in the national banking industry, which remained stable, with strong intermediation, adequate liquidity, controlled risks, and providing room for banks to continue prudent expansion.
“The company’s solid performance was supported by consistent business growth across various lines,” said Hery during the BRI Financial Performance Press Conference for the First Quarter of 2026 at the BRI Head Office on Thursday, 30 April 2026.
On the funding side, BRI’s Third-Party Funds (DPK) reached Rp1,555 trillion or grew 9.4% yoy, with a increasingly solid contribution from low-cost funds (CASA). CASA increased from Rp934.9 trillion in the first quarter of 2025 to Rp1,058.6 trillion or grew 13.2% compared to the previous year.
On the credit side, total credit and financing rose 13.7% yoy to Rp1,562 trillion. Meanwhile, the SME segment remained the main pillar, with total distribution reaching Rp1,211 trillion. Meanwhile, BRI’s total assets were recorded to grow 7.2% yoy to Rp2,250 trillion.
On the operational side, BRI’s performance was also well maintained, as reflected in the Pre-Provision Operating Profit (PPOP) which grew 7.7% annually to Rp32.2 trillion. This improvement was also supported by increasingly controlled asset quality.
Loan at Risk (LAR) decreased from 11.1% in the first quarter of 2025 to 9.7% in the first quarter of 2026. At the same time, the CASA strengthening strategy also drove fund cost efficiency, reflected in the decline of cost of fund (CoF) from 3% to 2.3%.