PT Bank Rakyat Indonesia (Persero) Tbk (BBRI) recorded solid\nperformance in the first quarter of 2026. With strong business\nfundamentals supported by selective credit growth, increasingly\nefficient fund cost management, and maintained asset quality, the\ncompany successfully recorded a consolidated net profit of Rp15.5\ntrillion, or a 13.7% year-on-year (yoy) growth.<\/p>\n
BRI President Director, Hery Gunardi, stated that the global economic\ncondition was still coloured by significant increases in geopolitical\nrisks throughout the first quarter of 2026. Nevertheless, Indonesia\u2019s\neconomy remained resilient with increasingly broad support from demand,\nsupply, and fiscal sides, thus providing a buffer against global\nuncertainties and maintaining growth momentum.<\/p>\n
This condition was also reflected in the national banking industry,\nwhich remained stable, with strong intermediation, adequate liquidity,\ncontrolled risks, and providing room for banks to continue prudent\nexpansion.<\/p>\n
\u201cThe company\u2019s solid performance was supported by consistent business\ngrowth across various lines,\u201d said Hery during the BRI Financial\nPerformance Press Conference for the First Quarter of 2026 at the BRI\nHead Office on Thursday, 30 April 2026.<\/p>\n
On the funding side, BRI\u2019s Third-Party Funds (DPK) reached Rp1,555\ntrillion or grew 9.4% yoy, with a increasingly solid contribution from\nlow-cost funds (CASA). CASA increased from Rp934.9 trillion in the first\nquarter of 2025 to Rp1,058.6 trillion or grew 13.2% compared to the\nprevious year.<\/p>\n
On the credit side, total credit and financing rose 13.7% yoy to\nRp1,562 trillion. Meanwhile, the SME segment remained the main pillar,\nwith total distribution reaching Rp1,211 trillion. Meanwhile, BRI\u2019s\ntotal assets were recorded to grow 7.2% yoy to Rp2,250 trillion.<\/p>\n
On the operational side, BRI\u2019s performance was also well maintained,\nas reflected in the Pre-Provision Operating Profit (PPOP) which grew\n7.7% annually to Rp32.2 trillion. This improvement was also supported by\nincreasingly controlled asset quality.<\/p>\n
Loan at Risk (LAR) decreased from 11.1% in the first quarter of 2025\nto 9.7% in the first quarter of 2026. At the same time, the CASA\nstrengthening strategy also drove fund cost efficiency, reflected in the\ndecline of cost of fund (CoF) from 3% to 2.3%.<\/p>", "url": "https:\/\/jawawa.id\/newsitem\/bris-profit-reaches-rp15-5-trillion-loans-and-smes-drive-growth-1777539231", "image": "" }, "sponsor": "Okusi Associates", "sponsor_url": "https:\/\/okusiassociates.com" }