BNI Launches 'Insight' Feature on wondr App to Promote Smart Financial Management During Ramadan
Jakarta — PT Bank Negara Indonesia (Persero) Tbk, or BNI, is encouraging its customers to manage their finances more intelligently during Ramadan through the Insight feature in the wondr by BNI application. This initiative comes as consumer spending is predicted to increase in the lead-up to and during the fasting month, as well as in preparation for Eid.
BNI’s Corporate Secretary, Okki Rushartomo, noted that Ramadan is inherently linked to increased activity and shopping needs, ranging from daily consumption, communal breaking of fast, to purchasing Eid necessities. Consequently, BNI has introduced a feature that helps customers monitor cash flow in a more structured manner.
“Ramadan is synonymous with increased activity and expenditure, from daily necessities, breaking fast together, to Eid preparations. Through the Insight feature in wondr by BNI, we want to help customers monitor and understand their spending patterns more easily and transparently,” Okki stated in a written statement on Saturday, 14 March 2025.
Through the Insight feature, customers can view a summary of transactions that are automatically categorised based on expenditure type. The system presents a monthly recap that facilitates evaluation of personal financial conditions more comprehensively.
BNI believes that transaction data transparency can help customers identify spending patterns, adjust budgets, and avoid wasteful spending that frequently occurs during Ramadan.
Beyond the Insight feature, the wondr by BNI application is also equipped with a Growth feature that provides various financial product options to support medium and long-term planning. Available products include Time-Bound Savings (Life Goals), deposits in both rupiah and foreign currencies (USD and SGD), mutual funds, as well as retail bonds and sukuk.
“Through this approach, wondr by BNI functions not only as a transaction application, but also helps customers build healthier and more planned financial habits,” Okki said.
On the transaction side, wondr by BNI offers a variety of services such as QRIS Tap, scheduled transfers, group transfers, e-wallet top-ups, virtual accounts, express TapCash top-ups, and bill and credit card payments all in one application.
Furthermore, BNI hopes that the presence of the Insight feature and integrated services in wondr by BNI can become a practical solution for customers in maintaining financial stability during Ramadan. With the strengthening of this digital service, BNI targets improved financial literacy and discipline amongst its customers, so that the public can observe Ramadan and welcome Eid with healthier and more controlled financial conditions.
“Hopefully this year’s Ramadan becomes an opportunity for customers to be increasingly prudent in managing their finances and achieving their financial goals together with wondr by BNI,” Okki concluded.