Jakarta \u2014 PT Bank Negara Indonesia (Persero) Tbk, or BNI, is\nencouraging its customers to manage their finances more intelligently\nduring Ramadan through the Insight feature in the wondr by BNI\napplication. This initiative comes as consumer spending is predicted to\nincrease in the lead-up to and during the fasting month, as well as in\npreparation for Eid.<\/p>\n
BNI\u2019s Corporate Secretary, Okki Rushartomo, noted that Ramadan is\ninherently linked to increased activity and shopping needs, ranging from\ndaily consumption, communal breaking of fast, to purchasing Eid\nnecessities. Consequently, BNI has introduced a feature that helps\ncustomers monitor cash flow in a more structured manner.<\/p>\n
\u201cRamadan is synonymous with increased activity and expenditure, from\ndaily necessities, breaking fast together, to Eid preparations. Through\nthe Insight feature in wondr by BNI, we want to help customers monitor\nand understand their spending patterns more easily and transparently,\u201d\nOkki stated in a written statement on Saturday, 14 March 2025.<\/p>\n
Through the Insight feature, customers can view a summary of\ntransactions that are automatically categorised based on expenditure\ntype. The system presents a monthly recap that facilitates evaluation of\npersonal financial conditions more comprehensively.<\/p>\n
BNI believes that transaction data transparency can help customers\nidentify spending patterns, adjust budgets, and avoid wasteful spending\nthat frequently occurs during Ramadan.<\/p>\n
Beyond the Insight feature, the wondr by BNI application is also\nequipped with a Growth feature that provides various financial product\noptions to support medium and long-term planning. Available products\ninclude Time-Bound Savings (Life Goals), deposits in both rupiah and\nforeign currencies (USD and SGD), mutual funds, as well as retail bonds\nand sukuk.<\/p>\n
\u201cThrough this approach, wondr by BNI functions not only as a\ntransaction application, but also helps customers build healthier and\nmore planned financial habits,\u201d Okki said.<\/p>\n
On the transaction side, wondr by BNI offers a variety of services\nsuch as QRIS Tap, scheduled transfers, group transfers, e-wallet\ntop-ups, virtual accounts, express TapCash top-ups, and bill and credit\ncard payments all in one application.<\/p>\n
Furthermore, BNI hopes that the presence of the Insight feature and\nintegrated services in wondr by BNI can become a practical solution for\ncustomers in maintaining financial stability during Ramadan. With the\nstrengthening of this digital service, BNI targets improved financial\nliteracy and discipline amongst its customers, so that the public can\nobserve Ramadan and welcome Eid with healthier and more controlled\nfinancial conditions.<\/p>\n
\u201cHopefully this year\u2019s Ramadan becomes an opportunity for customers\nto be increasingly prudent in managing their finances and achieving\ntheir financial goals together with wondr by BNI,\u201d Okki concluded.<\/p>", "url": "https:\/\/jawawa.id\/newsitem\/bni-launches-insight-feature-on-wondr-app-to-promote-smart-financial-management-during-ramadan-1773478343", "image": "" }, "sponsor": "Okusi Associates", "sponsor_url": "https:\/\/okusiassociates.com" }