Bank Mandiri Prepares IDR 44 Trillion in Cash for Ramadan and Eid al-Fitr
Jakarta, CNBC Indonesia — PT Bank Mandiri (Persero) Tbk. (BMRI) is preparing IDR 44 trillion in cash to replenish ATMs/CRMs during the period of 24th February to 25th March 2026. This is being done to maintain financial system stability and support the smooth flow of national economic activity during the Ramadan and Eid al-Fitr period of 1447 H.
Corporate Secretary of Bank Mandiri, Adhika Vista, said that the allocation of funds has increased by 5% year-on-year compared to the same period last year, which was IDR 41.9 trillion, in line with projections of increased transaction needs of the public during the holy month and the peak of the homecoming and Eid al-Fitr period.
“The provision of cash is a manifestation of Bank Mandiri’s commitment to providing integrated synergy across our service network, so that the transaction needs of the public during Ramadan and Eid al-Fitr can be optimally met,” said Adhika in Jakarta, Thursday (26/2/2026).
He explained that the average need for cash replenishment is estimated to reach IDR 1 trillion to IDR 1.4 trillion per day, in line with increased consumption activity, payment of salaries and Eid bonuses (THR) for civil servants (ASN), and public mobility in the lead-up to Eid al-Fitr 1447 H.
“These projections are based on historical transaction patterns and trends in domestic economic growth, which show a significant increase during the Ramadan and Eid periods,” he said.
In line with this, to ensure the smooth flow of non-cash transactions during the peak Eid period, Bank Mandiri is preparing liquidity of IDR 18 trillion in the Dana Settlement Account (RSD) BI-Fast to anticipate a surge in transactions from 18 to 25 March 2026, or approximately IDR 2.5 trillion per day.
This step strengthens Bank Mandiri’s readiness in maintaining the stability of the payment system while supporting accelerated growth through the optimization of liquidity management and digital transaction infrastructure.
In addition to the readiness of cash and interbank transaction liquidity, Bank Mandiri ensures that all electronic service channels operate optimally during the Eid holiday period. The bank, with the stock code BMRI, operates 12,900 ATM/CRM units and 322,000 EDC machines spread across Indonesia to support the smooth flow of customer transactions and strengthen the national payment ecosystem.
Adhika added that customers can also optimize various banking and lifestyle transaction needs through Livin’ by Mandiri, which is now used by 37.9 million registered users.
On the other hand, Bank Mandiri is also preparing a stock of up to 1.1 million cards available at branches, the Sukha feature in Livin’ by Mandiri, retail networks such as Indomaret and Alfamart, official Bank Mandiri outlets on various e-commerce platforms, and vending machines at several transportation and station locations.
Meanwhile, from the business ecosystem side, Livin’ Merchant has been used by 3.2 million MSME actors, while Kopra by Mandiri is used by 324,500 users from the business segment to support integrated transaction management and cash management.
(mkh/mkh)