Bank Mandiri Prepares IDR 44 Trillion in Cash for Ramadan and Eid al-Fitr 1447H

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All proceeds from crimes that harm the state must be confiscated.

All proceeds from crimes that harm the state must be confiscated.

BANK Mandiri reaffirms its role as a strategic partner to the government in maintaining financial system stability and supporting the smooth flow of national economic activity during the Ramadan and Eid al-Fitr 1447 H period, in line with this year’s Ramadan theme: “Appreciate the Moment of Blessing, Perform Devotion with Piety.” By strengthening its integrated service ecosystem throughout Indonesia, Bank Mandiri is preparing IDR 44 trillion in cash to replenish ATMs/CRMs during the period from February 24 to March 25, 2026.

This allocation represents a 5% year-on-year increase compared to the same period last year, which was IDR 41.9 trillion, in line with projected increases in public transaction needs during the holy month and the peak of the homecoming and Eid al-Fitr periods. This liquidity readiness is part of an accelerating strategy to maintain domestic consumption momentum while strengthening the circulation of the people’s economy in various regions.

Bank Mandiri’s Corporate Secretary, Adhika Vista, said that this step was designed through prudent liquidity planning based on national transaction projections, and strengthened by optimizing distribution infrastructure and technology. According to him, this ecosystem-based approach ensures sufficient liquidity, service stability, and provides sustainable advantages in meeting public transaction needs.

“The provision of this cash is a manifestation of Bank Mandiri’s commitment to presenting an integrated synergy across our entire service network, so that the transaction needs of the public during Ramadan and Eid al-Fitr can be optimally met,” said Adhika on Wednesday (February 25).

He explained that the average daily cash replenishment needs are estimated to reach IDR 1 trillion to IDR 1.4 trillion, in line with increased consumption activity, payment of salaries and Eid bonuses (THR) for civil servants (ASN), and public mobility in the lead-up to Eid al-Fitr 1447 H. These projections are based on historical transaction patterns and domestic economic growth trends, which show a significant increase during the Ramadan and Eid periods.

In order to support the smooth distribution of fit-for-purpose currency during Ramadan and Eid al-Fitr 1447 H, Bank Mandiri is actively participating in the 2026 ‘Semarak Rupiah Ramadan and Berkah Idulfitri’ (SERAMBI) program organized by Bank Indonesia through the provision of new and fit-for-purpose Rupiah currency exchange services with digital ordering mechanisms on the PINTAR BI application, as well as mobile and joint banking exchange points in various regions.

This participation is part of an integrated synergy between the banking industry and the monetary authority to ensure that the exchange process runs smoothly, safely, and supports the stability of the payment system amid increasing public transaction needs in the lead-up to Eid al-Fitr.

In line with this, to ensure the smooth flow of non-cash transactions during the peak Eid period, Bank Mandiri is preparing liquidity of IDR 18 trillion in the BI-Fast Settlement Fund Account (RSD) to anticipate a surge in transactions from March 18 to 25, 2026, or approximately IDR 2.5 trillion per day.

This step strengthens Bank Mandiri’s readiness in maintaining the stability of the payment system while supporting accelerating growth through the optimization of liquidity management and digital transaction infrastructure.

In addition to the readiness of cash and interbank transaction liquidity, Bank Mandiri ensures that all electronic service channels operate optimally during the Eid holiday period. The bank, whose stock code is BMRI, operates 12,900 ATM/CRM units and 322,000 EDC machines spread throughout Indonesia to support the smooth transactions of customers and strengthen the national payment ecosystem.

Adhika added that customers can also optimize various banking and lifestyle transaction needs through Livin’ by Mandiri, which is now used by 37.9 million registered users. Through this digital service, people can fulfill various needs such as checking balances, transfers, paying monthly bills & e-commerce, topping up e-money and e-wallets, and making payments with QRIS. In fact, customers can also book train, plane, and tourist attraction tickets through the Sukha feature on this super app.

“With the Mandiri e-money top-up feature on Livin’ by Mandiri, customers who travel on toll roads will be greatly facilitated because top-ups can be done anywhere and anytime,” added Adhika.

Meanwhile, for people who do not yet have a Mandiri e-money card, Bank Mandiri is preparing a stock of up to 1.1 million cards that are available at branches, the Sukha feature on Livin’ by Mandiri, retail networks such as Indomaret and Alfamart, official Bank Mandiri outlets on various e-commerce platforms, and vending machines at several transportation and station locations. The availability of these cards is expected to support the smooth mobility of people during the Eid homecoming and return flows.

From the business ecosystem side, Livin’ Merchant has been used by 3.2 million MSME actors, while Kopra by Mandiri is used by 324,500 users from the business segment to support integrated transaction management and cash management.

“By strengthening the connected digital ecosystem from retail to wholesale, Bank Mandiri provides sustainable advantages in banking services, while also providing added value for customers and business actors throughout Indonesia,” he added.

Bank Mandiri, continued Adhika, also ensures the readiness of the information technology network optimally by forming an IT monitoring team that is on standby 24 hours a day to anticipate a surge in transactions on all electronic payment channels. With these steps, Bank Mandiri is optimistic that it can maintain customer trust and strengthen its role as a strategic partner to the government in encouraging growth.