Young People Should Know: An Easy Way to Secure Their Dream Home Through BRI

Jakarta, CNBC Indonesia - Housing is currently not a priority for the younger generation, especially Gen Z. They tend to rent a small room, a leased apartment, or an apartment because this is seen as more practical and convenient.

However owning one’s own home can provide financial protection and life stability that is hard to achieve when renting, especially given rising house prices. For young families, owning a home is the right step. You and your partner can build new habits and a shared lifestyle without interference from others.

If you feel this way, there’s nothing wrong with realising your dream home through Kredit Pemilikan Rumah (KPR). By using a KPR, owning your dream home can be straightforward and swift.

There are several KPR schemes available today. One is BRI KPR, which offers a number of advantages in realising the dream of home ownership for Indonesian families.

BRI KPR is suitable for all segments. One advantage is that it can be accessed by all layers of society, from employees and professionals to young families. This is intended to help realise the dream of home ownership for Indonesian families.

Moreover, BRI KPR can also be accessed through the BRImo app. By using BRImo, the KPR application process can be completed quickly, easily, and efficiently.

Applying for BRI KPR is easy

Prospective borrowers simply need to prepare a set of required documents. Ensure all the required documents are complete so the application process runs smoothly.

You can also obtain a loan instalment simulation and an affordability assessment. This repayment simulation can ease the process of budgeting for your family finances.

In addition to the online system on BRImo’s Homespot, BRI KPR also offers offline applications via BRI branch offices in each city.

Choose a KPR scheme to suit your needs

When choosing a KPR scheme, ensure you select one that matches your needs to avoid financial burden from the loan. Therefore, ensure you choose an appropriate tenor.

If monthly instalments are considered too heavy, you can choose a longer tenor. Currently, tenor offered can reach up to 25 years. In addition, ensure the instalment paid does not exceed 30% of your monthly income.

These benefits should help you realise your dream home with ease. So what are you waiting for? Apply for BRI KPR via BRImo to realise your dream home!