Unmapped Housing Backlog, BTN Proposes New Data System

BANDUNG, KOMPAS.com - PT Bank Tabungan Negara (BTN) assesses that the housing backlog issue is not yet supported by detailed data. This condition makes efforts to fulfil housing needs difficult to carry out in a directed manner.

BTN’s President Director Nixon Napitupulu stated that the backlog figures to date are still in the form of aggregate statistics. The data has not been supplemented with identities of individuals in need of housing.

“One, this backlog data is statistical data. The problem up to today is the same: there is no data on who exactly the backlog people are. Then where they are now, there is no by name, by address,” said Nixon in Bandung on Thursday (9/4/2026).

“It is statistical counting that up to today, even when we want to solve it, it becomes difficult,” he said.

BTN compares it to the hajj queue system. That system is already based on names and addresses, making it easier to calculate waiting times.

“In the hajj queue system, the government can directly measure how many years it will take to complete. Because there is by name, by address,” said Nixon.

“We must build an ecosystem database where the community registers before buying a house,” he said.

This step is followed by BTN’s internal initiative. BTN’s Consumer Banking Director Hirwandi Gafar stated that the company is preparing an independent data collection system to map demand.

“BTN is creating a Housing Clinic. Making people come and register where they need a house. So we know how many people need a house in 2026, and where they are,” said Hirwandi.