Tokenisation of Financial Assets Opens New Digital Investment Access for the Public

JAKARTA, KOMPAS.com - Tokenisation of financial assets is considered a major leap in the evolution of modern capital markets. This technology opens up opportunities to expand instruments as well as broader investment access.

Tokenisation allows various assets to enter the digital ecosystem. The transaction process becomes faster. Investment access, which was previously limited, is now more open.

Indonesia sees this opportunity to strengthen the domestic financial market. The number of instruments has the potential to increase. Financial inclusion is also encouraged to be more equitable.

The document is part of efforts to promote the tokenisation regulatory framework. Aftech wants to present a clearer basis for digital asset classification.

Aftech General Chairman Pandu Sjahrir said this study enriches policy dialogue. The study covers legal aspects, economic functions, regulation, and technical matters.

“We are witnessing a wave of tokenisation-based innovation becoming a real part of the evolution of the global financial market. Aftech is present as an industry forum, as well as an active partner in the policy formulation process,” he said during a press conference on Wednesday (22/4/2026).

“We believe that a clear classification of digital assets is a prerequisite for tokenisation to develop in a healthy, sustainable, and trusted manner by the market in Indonesia,” Pandu stated.

Bank Indonesia Deputy Governor Filianingsih Hendarta assessed the preparation of this document as important. The aim is to build a common understanding regarding digital financial assets.

“Our focus is to present innovations that are not only modern but also able to guarantee monetary sovereignty and maintain the resilience and sustainable stability of the financial system,” she said.