Tips for Managing Your Mudik Budget to Keep Your Wallet Safe After Eid al-Fitr
Mudik during Eid al-Fitr often represents an additional expense for people celebrating the holiday with family in their hometown. Therefore, careful financial planning is necessary so that the Mudik journey does not disrupt post-Eid finances.
Financial planner and founder of Mitra Rencana Edukasi (MRE) Mike Rini Soetikno recommends identifying and calculating Mudik costs in detail, starting from transport costs, meals, accommodation, salam tempel, to recreational expenses while in the hometown.
‘Calculate first and adjust to your means. If the money is enough to cover all Mudik needs, then alhamdulillah. However, if funds are limited, budget for the essential Mudik needs,’ Mike said when contacted by Republika on Thursday (5 March 2026).
Mike notes that transport is one of the main expenditure items. Mudik travellers can also adjust their mode of transport to suit their ability, whether by private car, bus, train, or plane.
Regarding accommodation, Mike says that for some Mudik travellers, accommodation might be free if staying at parents’ or relatives’ homes. However, if no accommodation is available, the cost of accommodation must be included in the Mudik budget.
‘Even if staying for free, for example because you are staying at a relative’s or parent’s house, it is still advised to contribute to meals or household expenses during the stay,’ Mike explained.
Additionally, Mike emphasised the importance of considering recreational or holiday costs. Mudik is often used to travel with family. If not planned, visits to various places can become impulsive and add to the budget burden, especially if ticket prices rise during the holiday season.