This Digital Bank's Profits Grow Significantly
Superbank continues to grow strongly in early Q2 2026. By April 2026, Superbank posted a Profit Before Tax of Rp142 billion, a year-on-year rise of 1,528.8%. The solid performance reflects disciplined execution of an ecosystem-based growth strategy since its December 2025 IPO. Growth was driven by expansion across core lines: total assets rose 71.5% year on year to Rp24.0 trillion, while lending reached Rp12.2 trillion, up 55.4% year on year. The loan growth was supported by broader penetration of the Pinjaman Atur Sendiri (PAS) across strategic touchpoints within the digital ecosystem.
On the funding side, Third-Party Funds (DPK) grew 98.4% year on year to Rp15.1 trillion, signaling strong public trust in Superbank’s services and innovation. Net Interest Income (NII) increased 84.5% year on year to Rp671 billion, in line with healthy business growth and digitally-led operating efficiency, underpinned by deeper integration with the shareholders’ ecosystem.
SEAMLESS BANKING SERVICES
Superbank continues to deliver seamless and relevant banking services for customers through ecosystem-based innovations, including the launch of ‘Kartu Untung’ with KakaoBank and the PAS integration, which now enables users within the Grab and OVO ecosystems to access loan services directly without switching apps or downloading a separate Superbank app. These innovations complement earlier integrations such as direct account opening in the Grab app since June 2024 and ‘OVO Nabung by Superbank’, broadening access to digital financial services securely, conveniently and inclusively for Indonesians.
FINANCIAL CONSOLIDATION
Grab, one of Superbank’s major shareholders, announced it will undertake financial consolidation of Superbank by transferring Singtel Alpha Investments Pte. Ltd.’s stake to GXS Bank Pte. Ltd. After the transaction, Grab’s direct and indirect ownership in Superbank will exceed 50%, resulting in Superbank’s financial statements being consolidated with Grab’s. Grab has been an investor since 2022, and the transaction reinforces its long-term commitment. With the broader Grab ecosystem spanning ride-hailing, food delivery and digital payments, Superbank has an edge in delivering superior services to customers and to users across the Grab ecosystem. As part of the shareholder ecosystem, Superbank and Grab will continue to strengthen collaboration based on technology and innovation to expand safe, relevant and inclusive digital financial services for communities in Southeast Asia. Despite the consolidation, Singtel remains a strategic investor supporting GXS Bank and Superbank in driving innovation and financial inclusion for millions of Indonesians.
GOVERNANCE AND OUTLOOK
The annual general meeting (RUPST) emphasised strong corporate governance, supported by electronic facilities in line with regulator requirements. Superbank will broaden collaboration with Grab by enabling PAS loan applications directly through the Grab app.
LODE: IPO AND MILESTONES
As of November 2025, Superbank reported PBT of Rp122.4 billion, driven by consistent revenue growth. Superbank (IDX: SUPA) officially listed its shares on the IDX.