The Best Stock Investment Applications Throughout 2026
Goldman Sachs estimates the S&P 500 index will rise approximately 12% in 2026. Despite economic growth moderating, solid earnings per share (EPS) growth and accommodative monetary policy are expected to drive the US stock index to record highs, with potential gains extending beyond the technology sector.
Alongside this, investors need to implement adaptive investment approaches that embrace innovation whilst maintaining strict risk management. During this re-rating phase, execution is critically important. In this regard, investors require a platform that is fast, secure, cost-efficient, feature-rich, and provides access to leading global sectors (predominantly in the US market).
Below are five of the best stock applications from Pluang to global players, along with their features and associated risks. Ideally, investors should find an application that simultaneously offers access to cryptocurrency assets and AI sectors.
Pluang
Pluang is increasingly cementing its position as one of Indonesia’s leading stock applications. Pluang offers a broad multi-asset ecosystem that has been used by more than 12 million users. The application provides a secure digital investment experience that is licensed and regulated by Bappebti and the Financial Services Authority (OJK).
Through a single application, users can access 2,000+ investment products, ranging from cryptocurrency, American stocks, American ETFs, gold and silver, mutual funds, Indonesian stocks (coming soon) to derivative products such as crypto perpetuals and US stock options, with competitive fee structures.
Features and Advantages
• Most Complete Stock Trading Application: Access to 2,000+ assets instantly. You can position yourself in local (IDX, coming soon) and global markets (NYSE, Nasdaq) through just one application.
• Genuine and Affordable American Stocks: Available 650+ genuine American stocks and ETFs (not CFDs) with 0% trading fees. You can start trading 24/7 with just Rp10,000.
• Purchase American Stocks via Local Banks: Direct investment in global stocks (such as Apple, Google, Tesla) with the convenience of top-up via BCA, Mandiri, BNI, QRIS and e-wallet methods.
• Regulated by the Financial Services Authority (OJK) with all transactions recorded on the Jakarta Futures Exchange (JFX) and guaranteed by the Indonesia Clearing House for Futures (KBI). Works with Alpaca Securities LLC (an entity regulated by the SEC and FINRA in the United States) for managing global stock assets.
• High USD Yield: Generate passive income from your balance with USD yields up to 3.38%.
• Trading with Aura AI: Leveraging artificial intelligence (AI) for fundamental analysis, technical analysis and real-time market signal identification.
• High Leverage Options: Available 25x leverage on crypto futures and 4x leverage for American stocks tradeable 24 hours.
• Advanced Derivatives: Support for US stock options (long and short), allowing advanced hedging strategies or volatility speculation.
• Supporting Features: Equipped with Pocket, trading signals, and latest market news to support your investment decisions.
Pluang works with PT PG Berjangka, which holds a licence as a Financial Derivative Dealer Intermediary supervised by the Financial Services Authority (OJK) for financial derivative products with underlying assets in the form of securities.
Risk Notes
Although under regulatory supervision, US stocks, ETFs and US stock options still carry risks whereby prices can fluctuate, option values may diminish at maturity, and leverage use increases risk exposure.
BNI Securities (BIONS)
BIONS is a multi-investment platform enabling transactions in BEI stocks and mutual funds via web and mobile within a single integrated ecosystem.
Features and Advantages
• Products: Access to all stocks listed on the Indonesia Stock Exchange (BEI) and mutual fund products.
• Web and Mobile Trading: BEI stock and mutual fund transactions via application, desktop and web.
This platform is ideal for investors and traders wanting to access BEI stocks and mutual funds through web and mobile, with limit order and auto-order features for ease of execution.
Risk Notes
Although PT BNI Securities is licensed and regulated, investment in the capital market still carries risks—stock prices and mutual fund net asset values can fluctuate—and there are transaction fees and taxes to consider.
Mandiri Securities (Growin’)
Growin’ is an investment platform from Mandiri Securities supporting Indonesian stock transactions, as well as access to mutual funds and bonds within a single digital ecosystem.
Features and Advantages
• Fully supports Indonesian stock trading through the Growin’ ecosystem (mobile application, web, and integration into Livin’ by Mandiri).
• Trade Now, Pay Later: You can borrow up to 2.8× your net cash and 1.81× your portfolio value.
This platform is well suited to retail investors desiring a fast and informative trading experience—from real-time market data and research in the application, Pro View display for active traders, to access via Livin’ by Mandiri for ease of deposits and withdrawals.
Risk Notes
Stock investment carries market risk (prices can fluctuate). Using the Trade Now, Pay Later margin facility creates financing obligations and is subject to terms and conditions—customers must understand the terms and risk profile before using this facility.
IPOT (Indo Premier)
IPOT is an investment platform offering stock and capital market instrument trading via web and mobile application.
Features and Advantages
• Web and Mobile Trading: Real-time execution with RoboTrading automation.
• Tools: Charting, technical indicators, auto-orders, and chat features.
• Full support: stocks, ETFs, mutual funds, and bonds.
This platform suits investors and traders seeking an ecosystem with real-time charting and a corporate action calendar.
Risk Notes
Although PT Indo Premier Securities is licensed and regulated, users must still understand market risks (stock and ETF price fluctuations and bond interest rate risk), as well as review transaction fees and tax obligations.