Surge in Crypto Interest Among Youth Drives Importance of Literacy
JAKARTA, KOMPAS.com — The crypto exchange PT Central Finansial X (CFX) emphasises the importance of education regarding digital financial assets, particularly crypto assets, for Indonesia’s younger generation.
Based on a study by the Institute for Economic and Social Research at the Faculty of Economics and Business, University of Indonesia (LPEM FEB UI) in 2025, the majority of digital financial asset owners come from the under-35 age group.
This finding indicates that the younger generation will be one of the main drivers of the national digital finance ecosystem in the future.
The Head of Executive for Supervision of Technology Innovation in the Financial Sector, Digital Financial Assets and Crypto Assets at OJK, Adi Budiarso, emphasises that literacy is key to addressing the rapid development of this industry.
“Our main task here as regulators, business actors, and academics is not just about accelerating adoption, but ensuring that consumers do not just ‘follow trends’ or get caught up in FOMO, and receive adequate protection. We do not want the market to become a pure arena of speculation, where people are only tempted by the ‘get rich quick’ narrative without understanding the accompanying risks,” said Adi in a press release on Saturday (11/4/2026).
The President Director of CFX Crypto Exchange, Subani, stated that education is an important element in maintaining the balance between potential and risks in the digital financial assets industry.
According to Subani, behind the great potential, the digital financial assets industry such as crypto assets also faces several dynamics that need to be managed wisely.
“Education is crucial for building an ecosystem that is not only innovative but also safe, trusted, and sustainable for all stakeholders and crypto asset consumers,” said Subani.
According to him, literacy is needed to ensure that public participation in the crypto market is based on fundamental understanding, not just trend-driven impulses or the fear of missing out (FOMO) phenomenon.
“We strongly support and are committed to assisting students in the proper and directed learning process. We are also open to collaborating with regulators such as OJK and Self-Regulatory Organisations (SROs), so that this development remains within the appropriate framework, supervised, and sustainable,” said Anna.
She added that the initiative is expected to be an initial step in establishing a crypto-based investment centre at the University of Indonesia, particularly at FEB UI.
“It is hoped that this initiative can have a positive impact and serve as an initial step in bringing a Central Crypto-Based Investment Centre to the University of Indonesia, especially at FEB UI, as an innovation hub that not only promotes literacy but also experimentation and real implementation in Indonesia’s digital financial ecosystem,” she said.