Supporting Government Programmes, Superbank to Focus on MSMEs and Digital Ecosystem

JAKARTA, KOMPAS.com - PT Super Bank Indonesia Tbk (SUPA) has confirmed it will support the financing of government programmes. However, it will focus more on programmes aligned with the company’s business model.

Superbank’s President Director, Tigor M. Siahaan, stated that Superbank is not specifically targeting conventional government programmes such as the Red and White Village/Urban Ward Cooperative (KDMP).

“There are many specific government programmes like Kopdes, which are not digital, so they are not our domain,” he said when met at The Energy Building, Jakarta, on Monday (27/4/2026).

According to him, digital-based MSMEs have advantages because their transaction data is fully recorded in the digital platform’s system. For example, merchants on the Grab and OVO platforms.

“We are focusing on government programmes to empower the underserved, MSMEs. For instance, how merchants on Grab can expand, add kiosks, or expand to other cities,” he explained.

Previously, the Financial Services Authority (OJK) was preparing adjustments to the Bank Business Plan (RBB) provisions to encourage banks to be more active in supporting government priority programmes.

This policy will be outlined in a Draft OJK Regulation (RPOJK) that directs credit distribution to align with national strategic agendas.

OJK Commissioner Council Chair, Friderica Widyasari Dewi, said the regulation is designed to provide broader opportunities for banks to finance various government programmes.

“We are drafting the RPOJK for adjustments to RBB provisions. Within it, how we support banks to more actively engage in government priority programmes,” she stated at Menara Bank Mega, Jakarta, on Tuesday (7/6/2026).

Nevertheless, Friderica emphasised that banking participation in financing these programmes is not mandatory. Credit distribution must still consider prudent principles, including risk management and each bank’s risk appetite.

In the future, this policy is expected to strengthen the financial services sector’s contribution to supporting government programmes, while maintaining the momentum of national economic growth through more targeted financing access improvements.