Subsidised Housing Prices Unchanged for 2026, Check Here
JAKARTA, KOMPAS.com - Subsidised housing prices in 2026 will not increase compared to the previous year.
Commissioner of the National Housing Savings Management Agency (BP Tapera) Heru Pudyo Nugroho stated that determining new subsidised housing prices cannot be done arbitrarily but must consider the purchasing power of the public.
The subsidised housing prices are regulated in the draft Ministerial Decree of the Ministry of Public Works and Housing (PUPR) Number 689/KPTS/M/2023.
This decree sets the maximum selling prices for subsidised housing for 2023 and 2024. If no new regulations are issued in subsequent years, subsidised housing prices will continue to refer to the 2024 provisions.
Thus, in 2026, subsidised housing prices will still follow the previously applicable maximum prices.
The requirements for low-income households (MBR) to purchase the subsidised housing in question include:
This follows the migration of services from the Subsidised Housing Mortgage Information System (SiKasep) and the Developer Cluster Information System (Sikumbang) to Tapera Mobile.
“Tapera Mobile is an integration of Sikumbang and SiKasep, making it easier for MBR to directly check their homes in one application without switching to another app,” said Heru.
Applications for KPR through Tapera Mobile begin by downloading the app from the Google Play Store or App Store.
Prospective debtors then enter their Population Registration Number (NIK) and agree to the applicable terms and conditions to create an account.
Next, users are required to verify their identity with a selfie alongside their ID card and capture an image of the ID card. Data from the ID card will automatically populate in the system and needs validation before saving.
After successful registration, prospective debtors can search for homes using the available search feature. Once a home is selected, users can proceed with the KPR application, subsidy checking, selection of the distributing bank, and scheduling a meeting.
The subsequent application process can be monitored via the status tracking feature, which includes five stages: financing application, follow-up, SP3K, habitability assessment, and agreement.
“After meeting with the bank’s sales team, prospective debtors can independently monitor the KPR application process. If still confused about the flow, they can access information related to Tapera Mobile on the tapera.go.id website,” he concluded.