Strong Capital Base Positions BRI to Increase Dividend Payout Ratio from 2025 Profits

JAKARTA, KOMPAS.com - PT Bank Rakyat Indonesia (Persero) Tbk is exploring the possibility of increasing its dividend payout ratio from its 2025 net profit, given the company’s strong capital position.

BRI’s Director, Hery Gunardi, stated that the determination of the dividend payout ratio considers several fundamental factors, primarily the company’s capital structure and long-term business growth plans.

“The bank will consider its capital structure or Capital Adequacy Ratio (CAR), as well as its growth plans to support sustainable business in the future,” he said during a press conference on Thursday (February 26, 2026).

He added that BRI’s current CAR is at 23.52%, well above the minimum required by regulators.

“Considering these conditions, we should have room to provide dividends with a higher payout ratio compared to the historical levels we have seen,” he said.

Hery emphasized that dividend policy not only considers the distribution of profits to shareholders but also maintains an optimal capital structure to support credit expansion and sustainable business growth.

“This will also increase the Return on Investment (ROI) if a larger dividend is given,” he said.

“BRI’s return on equity will also be higher,” he added.

For information, BRI recorded a net profit of Rp 57.13 trillion throughout 2025, driven by improvements in the company’s fundamental performance.

This is reflected in the solid growth of assets and credit, a more efficient funding structure, and improved asset quality.

In the 2024 financial year, BRI distributed an interim dividend of Rp 20.63 trillion, or Rp 137 per share, equivalent to about 50% of the company’s net profit.

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