Indonesian Political, Business & Finance News

Strengthening the Quality of Human Resources as the Key to Business Growth

| | Source: MEDIA_INDONESIA Translated from Indonesian | Business

Indonesia’s startup industry is increasingly competitive, and not all fintech companies can secure a lasting foothold. Yet amid this dynamic landscape, several digital investment platforms have demonstrated business resilience and significant growth through product innovation and expanding user bases. Stockbit and Bibit are cited as two examples of digital investment platforms that have sustained growth momentum in the face of changing industry landscape. Both have recorded rising transaction volumes, large user bases, and ongoing product innovations to meet investor needs. Stockbit is known as a stock investment platform used by a broad spectrum of users, from novices to professionals. A key strength of the platform is the combination of easy access with in-depth analysis features.

In addition to stock trading services, Stockbit offers a real-time investor discussion community feature. Through this feature, users can share views, analyse data, and market sentiment directly with other investors.

To safeguard users, the platform is equipped with various protective layers such as biometric authentication and multi-layer account security.

In terms of transactional performance, Stockbit has recorded significant growth. By February 2026, transaction value reached Rp107 trillion, up around 600 percent year-on-year compared to Rp17 trillion in the same period in 2025. This increase reflects accelerated adoption of digital investment and growing investor confidence in the platform.

Meanwhile, Bibit, known as a mutual fund investment app, also showed strong performance throughout 2025. The app was downloaded more than two million times in a year, with around 1.7 million active investment portfolios managed via the platform.

Throughout 2025, Bibit also received several industry awards recognising product innovation, user growth, and the company’s contribution to expanding digital financial inclusion in Indonesia.

Behind these business achievements, the company also highlights the importance of human resource development as part of its long-term growth strategy.

Jhohanes Silalahi, HR Manager of Stockbit and Bibit, said that company growth always goes hand in hand with the development of talent within the organisation.

“We believe the best talent does not merely seek a workplace, but a place to learn, experiment, and build something with broad impact. At Stockbit and Bibit, every individual is given space to develop while contributing to the grand mission of expanding access to investment that is safe, easy, and seamless for Indonesian society,” he said.

According to Jhohanes, the work culture the company builds also encourages every team member to have a sense of ownership over the innovative products produced.

“Like most startup ecosystems, Stockbit and Bibit promise a dynamic environment full of opportunities. We are building a culture that is adaptable, collaborative, and customer-oriented. Digital talent seeking to sharpen skills in technology and investment in the capital market will find relevant challenges as well as continuous learning opportunities here. Our business growth in 2025 also opens up more space for talent to grow and develop with the company,” he added.

While some global tech companies face pressure from economic dynamics, Indonesia’s digital investment sector nonetheless demonstrates growth opportunities that remain open.

Product innovation, rising user numbers, and a strengthened digital investment ecosystem are seen as essential foundations for expanding financial literacy and inclusion in Indonesia in the years ahead.

“The growth of our business strategy in 2026 will drive the need for more young talent ready to innovate and make a real impact on the industry. After all, building Indonesia’s financial future is not only about technology, but about the people behind it,” concluded Jhohanes. (E-3)

UBS hosted the UBS OneASEAN Summit for the 14th time, attracting more than 850 institutional investors, policymakers, and industry leaders from various countries.

Acting President Director of the Indonesia Stock Exchange (BEI), Jeffrey Hendrik, reminded investors to stay rational amid the Middle East conflict.

The stock market will be shadowed by risk-off sentiment. This followed the deteriorating geopolitical situation in the Middle East after the coordinated attack by the US and Israel on Iran.

Investment trends in 2026 are projected to lean more towards portfolios able to withstand market volatility.

The misalignment between administrative data and market realities is cited as one reason international institutions have begun questioning the credibility of national economic governance.

As public interest in digital investing grows, cybercrime risks such as online fraud, phishing, and identity misuse are also increasing.

HIPMI and HAI launched the Elite Investment Club (EIC), an AI-based investment collaboration platform to strengthen the ecosystem of young entrepreneurs towards Indonesia Emas 2045.

This step is an important strategy in widening financial literacy and inclusion, especially to support the development of the investment ecosystem in East Kalimantan.

Indonesia is now the largest digital economy market in Southeast Asia with a value of US$90 billion, which is projected to grow to US$360 billion by 2030.

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