State-Owned Banks Ready to Channel Additional SAL Funds of Rp 100 Trillion to Real Sector
JAKARTA, KOMPAS.com - Several banks under the State-Owned Banks Association (Himbara) have stated their readiness to channel additional placement of excess budget funds (SAL) amounting to Rp 100 trillion from the government to encourage financing in the real sector.
Corporate Secretary of PT Bank Rakyat Indonesia (Persero) Tbk or BRI, Dhanny, said that the additional government fund placement will strengthen liquidity, thus providing opportunities to expand financing to the real sector, especially the SME segment.
“BRI appreciates the government’s trust in placing state funds in commercial banks. Intermediation remains BRI’s top priority in carrying out its role as a financial institution,” he told Kompas.com on Wednesday (1/4/2026).
Thus, opportunities in the financial market will still be managed optimally without shifting the main focus to financing that directly impacts economic activities and job creation.
“BRI views this policy as providing better room to maintain the momentum of quality credit growth,” he said.
With stronger liquidity, BRI remains optimistic about achieving the set credit growth targets, particularly through strengthening financing in the SME segment and government priority programmes.
Previously, the government had injected SAL funds to Himbara amounting to Rp 200 trillion and BSI received a portion of Rp 10 trillion. Following that fund placement, BSI’s third-party funds (DPK) growth in February 2026 was 14.76 per cent year-on-year (yoy), reaching Rp 366 trillion.
Corporate Secretary of BSI, Wisnu Sunandar, said that the SAL fund placement stimulus was one of the factors strengthening the company’s fund performance.
Therefore, with the additional SAL fund placement from the government, BSI is optimistic about increasing financing distribution to the real sector.
“In March 2026, Bank Syariah Indonesia is once again trusted to manage the state fund placement from the Ministry of Finance, which will be channelled to encourage financing growth in various real sectors and sectors that drive community economic circulation,” he told Kompas.com on Wednesday.
“We are optimistic that this government stimulus will be able to increase bank liquidity,” he added.