Sompo Highlights Medical Inflation in Q2 2026, Keeps Premiums Healthy
JAKARTA, KOMPAS.com - PT Sompo Insurance Indonesia has highlighted medical inflation as a continuing challenge for the insurance industry entering Q2 2026, amid global economic pressures and changes in public healthcare needs.
On the other hand, the company is maintaining its business growth momentum by relying on its vehicle, property, and health lines as the main pillars of the company’s premiums throughout 2025.
“2025 was a successful year for us amid the challenges faced by the industry,” said President Director & CEO of PT Sompo Insurance Indonesia, Eric Nemitz, in Jakarta on Tuesday (12/5/2026).
“We remain strongly committed to meeting the protection needs of our customers’ assets and health, as well as our business partners, through the implementation of adaptive business strategies grounded in integrity,” he added.
Sompo Indonesia recorded asset growth of 13% to Rp 4 trillion in 2025. Net profit rose 10% year-on-year to Rp 135.3 billion, while net written premiums grew 12% to Rp 1.87 trillion.
The company also recorded a solvency ratio or Risk Based Capital (RBC) of 240% for conventional insurance, far exceeding the regulator’s minimum requirement of 120%.
The vehicle, property, and health lines remain the largest businesses, contributing 79% to the company’s total gross premiums, which reached Rp 2.7 trillion.
In fulfilling its commitment to customers, Sompo Indonesia paid out claims amounting to Rp 853 billion, a 25% increase from the previous year. This figure equates to approximately Rp 71.1 billion per month, Rp 2.3 billion per day, and Rp 98.7 million per hour.
Eric explained that the rise in healthcare costs is influenced by various factors, from general inflation to reliance on imported medicines and medical devices that are sensitive to fluctuations in the US dollar exchange rate.
Additionally, the increasing use of healthcare services also affects claim costs in the insurance industry.
According to Eric, this situation needs to be managed to keep health insurance premiums affordable for the public and companies.
“The worst impression is when insurance premiums become unaffordable,” said Eric.
“If that happens, it will likely put greater pressure on the overall health system,” he continued.
Therefore, he believes that all industry players need to maintain a balance between healthcare service needs, hospital costs, and the sustainability of insurance premiums.