Secure Ramadan and Eid al-Fitr Transactions, Bank Mandiri Region VI – West Java Prepares Rp4.58 Trillion in Cash

Financial transactions during Ramadan and Idul Fitri 2026 are expected to rise. Bank Mandiri Region VI/West Java is preparing cash to secure activities conducted by the public. “Liquidity readiness is part of the growth-accelerating strategy to sustain momentum in domestic consumption while strengthening the circulation of the people’s economy across regions,” said Nila Mayta Dwi Rihandjani, Regional CEO of Bank Mandiri Region VI/West Java, in Bandung on Saturday, 7 March. This year, Bank Mandiri reinforces its role as a strategic government partner in maintaining financial system stability. The state-owned bank commits to supporting the smooth flow of national economic activity during Ramadan and Idul Fitri 1447 H. Bank Mandiri, this year, carries the theme “Value the Moment of Blessings, Perform Worship with Full Piety.” Through strengthening an integrated service ecosystem across Indonesia, Bank Mandiri Region VI/West Java is set to allocate cash of Rp4.4 trillion for ATM/CRM replenishment from 24 February to 25 March 2026. The allocation is up 5% year-on-year compared with Rp4.36 trillion in the same period last year, in line with projections of increased transaction needs during the holy month up to the peak of mudik and Idul Fitri. Based on an ecosystem approach, Nila stated that the plan is designed through prudent liquidity planning aligned with national transaction projections, supported by optimised distribution infrastructure and technology. He said that an ecosystem-based approach ensures sufficient liquidity, service stability, and sustainable advantages in meeting community transaction needs. “The cash provisioning is a manifestation of Bank Mandiri’s commitment to delivering integrated synergies across our service network, so that community transaction needs during Ramadan and Idul Fitri can be met optimally,” he added. Nila explained that the average cash replenishment requirement is expected to reach Rp120 million to Rp130 million per day, in line with rising consumption activity, salary payments and THR for civil servants, as well as mobility ahead of Idul Fitri 1447 H. The projection is based on historical transaction patterns and domestic economic growth trends showing significant increases during Ramadan and Eid. In support of smooth distribution of cash during Ramadan and Idul Fitri 1447 H, Bank Mandiri actively participates in the Semarak Rupiah Ramadan and Berkah Idul Fitri (SERAMBI) 2026 program organised by Bank Indonesia. The effort is undertaken through exchanging new and fit-for-circulation Rupiah with a digital-ordering mechanism via the PINTAR BI app, as well as mobile cash services and joint exchange points with banks across regions. This participation forms part of the integrated synergy between the banking industry and monetary authorities to ensure orderly, safe exchanges and to support the stability of the payment system amid rising transaction needs ahead of Eid. The measures strengthen Bank Mandiri’s readiness to maintain payment system stability while supporting growth through optimised liquidity management and digital transaction infrastructure. In addition to cash readiness and interbank liquidity, Bank Mandiri ensures all electronic channels operate optimally during the Lebaran holiday period. Listed as BMRI, the bank operates 1,194 ATM/CRM units and 16,209 EDC terminals across Indonesia to support customer transactions and strengthen the national payment ecosystem. Livin’ by Mandiri allows customers to manage banking needs and lifestyle via the digital platform, with more than 4.6 million registered users. Through this service, customers can check balances, transfer funds, pay bills, top up e-money and e-wallets, and pay via QRIS. They can even book train and plane tickets, and tourist attractions via Sukha on the super app. “With the Mandiri e-money top-up feature on Livin’ by Mandiri, customers travelling on toll roads will be greatly assisted as top-ups can be made anywhere, anytime,” he added. For those yet to own Mandiri e-money cards, Bank Mandiri has a stock of up to 1.1 million cards available at branches, via Sukha on Livin’ by Mandiri, through retail networks such as Indomaret and Alfamart, official Bank Mandiri outlets on e-commerce platforms, and vending machines at transport points and stations. Availability of these cards is expected to support smooth mobility during both outbound and return traffic for Lebaran. On the business ecosystem side, Livin’ Merchant is used by 300,000 MSMEs, while Kopra by Mandiri serves 27,077 business-segment users to support integrated transaction management and cash management. Through strengthening the connected digital ecosystem from retail to wholesale, Bank Mandiri delivers sustainable advantages in banking services, while adding value for customers and business actors nationwide, Nila noted. Bank Mandiri also ensures optimal readiness of its information technology network by forming a 24-hour IT monitoring team to anticipate transaction surges across all electronic payment channels. With these measures, Bank Mandiri is confident it can maintain customer trust while reinforcing the stability of the payment system and supporting domestic growth.