Safe Investment Tips from OJK: Follow the Steps

The Financial Services Authority (OJK) offers safe investment tips for the Indonesian public. There are several points to recognise before deciding to invest in any sector, including identifying risks and future challenges. Here is the explanation, quoted from ojk.go.id. Actually, setting aside a portion of income for investment is essential. Good investment involves using ‘cold money’, that is, one’s own money without any debt obligations if it is lost. “If you do not invest at all, investing even a small portion of your income is a good start,” explained a financial planner from eMoney Advisor, quoted from CNBC, Friday (17/4/2026). Everyone has a unique investment profile. This is because each person has different investment goals, varying investment time frames, different risk tolerances, and also expects different return levels. Based on understanding one’s investment profile, a person can choose the type and product of investment that suits them. Understand who the regulator is that oversees the company selling and offering the said investment product. This is necessary to be prepared if something happens in the future. If still in doubt or confused, OJK is ready to help by contacting the following regulator numbers.