Rp24 Trillion in Cash and BNI Digital Services Prepared for Eid Holiday
Jakarta — Ahead of the celebration of Eid al-Fitr 1447 Hijriah, the banking sector and regional governments across Indonesia are collaborating to strengthen financial infrastructure to meet surging public demand.
PT Bank Negara Indonesia (Persero) Tbk, or BNI, has taken significant steps by preparing cash liquidity of Rp23.97 trillion. BNI’s Corporate Secretary, Okki Rushartomo, explained on Friday that these funds have been strategically allocated, with Rp16.64 trillion designated for refilling ATMs and CRMs, whilst the remaining Rp7.33 trillion has been reserved for transactions at branch offices across Indonesia.
This surge in cash withdrawals is forecast to reach Rp1.71 trillion daily, coinciding with the disbursement of Eid allowances (Tunjangan Hari Raya) and heightened consumer shopping activity. To anticipate the peak holiday travel period, BNI will continue to operate select branch offices with limited hours on 20 and 23 March 2026.
Beyond physical services, BNI is optimising over 217,000 Agent46 outlets and the wondr by BNI digital application, which has reached 12.7 million users, to ensure transactions proceed smoothly without requiring customers to visit branch offices.
This drive towards digitalisation extends beyond the national banking level and reaches remote villages in South Kalimantan. The Hulu Sungai Utara (HSU) district government, in partnership with Bank Kalsel, is committed to expanding digital financial access for communities in swamp and aquatic regions.
HSU Regent H Saharudjani emphasised that financial inclusion is the foundation for equitable economic growth, ensuring local creativity such as residents’ handicrafts remain connected to broader markets through modern economic ecosystems.
Bank Kalsel has introduced two major innovations: the Aksel application and the Digital Financial Inclusion Agent Service (ADINK). These innovations provide practical solutions for farmers and traders in remote areas to deposit cash and pay routine bills such as property tax and water charges without travelling long distances.
The presence of this Laku Pandai service is expected to minimise the disparity in banking access between urban and rural areas, thereby strengthening regional economic resilience in the face of market dynamics.