Pegadaian's Gold Banking Achieves Milestone: 40.51 Tonnes Under Management in One Year
Jakarta — PT Pegadaian has recorded total managed gold of 40.51 tonnes, whilst outstanding Gold Instalment financing has reached 7.37 tonnes as of February 2026. Over the past year, Pegadaian’s Gold Banking has expanded its contributions across three key areas: Gold Provider, offering trusted physical gold with high purity standards; Gold Custodian, providing gold storage services with international security standards and layered insurance; and Gold Financing, offering broader, more efficient and inclusive financing facilities.
Selfie Dewiyanti, Director of Marketing, Sales and Product Development at PT Pegadaian, stated that the firm is grateful for public enthusiasm towards its gold products and services. “By February 2026, Pegadaian’s Gold Banking transactions and management reached over 40.51 tonnes, consisting of Gold Savings, Gold Deposits, Corporate Gold Deposits, Gold Working Capital Loans, and Gold Trading. Meanwhile, outstanding Gold Instalments also showed remarkable figures, reaching 7.37 tonnes,” she said on Friday, 27 February 2026.
Pegadaian recognises that the future of gold is digital. On 10 October 2025, the Tring! by Pegadaian application was launched with the tagline “Making Gold Matters Easy and Fast”. The application serves as the primary gateway for younger generations to begin gold investment in a very straightforward manner.
Pegadaian has also strengthened Indonesia’s position on the global gold map through Bullion Connect 2025, held on 12 November 2025 at Pegadaian Tower. This strategic forum, themed “Linking Mines to Markets”, brought together the World Gold Council, regulators and industry players to align Indonesia’s gold vision for the future.
Another initiative Pegadaian will pursue is the Gold Exchange Traded Fund (ETF). By collaborating with various strategic partners, Pegadaian demonstrates that gold is no longer merely stored under pillows or in safes, but can now be traded in real-time on the stock exchange.
“The presence of Gold ETFs is expected to increase financial literacy and inclusion by providing easily accessible commodity-based products, and can attract public interest to begin investing from an early age in an easy, quick and safe manner. Investors can not only monitor real-time prices during exchange hours, but also obtain more competitive spreads, ease of digital transactions, and professional management by Investment Managers and Custodian Banks,” Dewiyanti added.
On 11 February 2026, the National Shariah Council of the Indonesian Ulema Council (DSN-MUI) officially issued Fatwa Number 166/DSN-MUI/II/2026 concerning Gold Bullion Business Activities Based on Shariah Principles. This ensures that all operations of Pegadaian’s Gold Banking function in accordance with Islamic economic principles.
“This past year is merely the beginning. With such remarkable achievements, Pegadaian has proven that gold can be a highly liquid, productive and secure instrument. From regulation to digitalisation, Pegadaian’s Gold Banking now stands as a key pillar supporting national gold supply resilience,” Dewiyanti concluded.