Pegadaian and BSN Collaborate on Funding and Digital Service Integration

The signing ceremony for the agreement was held solemnly at Menara 1 BTN in Central Jakarta. Pegadaian’s Director of Finance and Strategic Planning, Ferdian Timur Satyagraha, stated that the Rp 1.4 trillion financing deal represents tangible proof of institutional trust in Pegadaian’s solidly growing business fundamentals. He noted the collaboration would serve as a new driving force to expand inclusive working capital financing reach while accelerating the company’s ongoing digital transformation to provide cutting-edge convenience for all customers. BSN President Director Alex Sofjan Noor said the financing cooperation is an effort to strengthen the bank’s role in the national sharia finance industry. He confirmed the working capital facility uses a musyarakah contract compliant with sharia principles. Alex added that BSN is not only supporting Pegadaian’s working capital needs to expand sharia financing services but also reinforcing its commitment to delivering productive, sustainable financial solutions that provide added value to society. As a concrete form of collaboration, both parties are exploring the addition of Pegadaian’s Gold Savings feature directly within BSN’s mobile banking app, Bale Syariah. This integration would allow BSN customers to invest, top-up, and monitor their gold portfolios without switching applications. The digital initiative also extends to Pegadaian’s ecosystem, with both sides finalising the addition of BSN accounts as a primary channel for loan disbursement and repayment within Pegadaian’s Tring! application. The companies confirmed this collaboration is not the end of joint innovation, pledging to continue exploring strategic cooperation to strengthen long-term synergy, promote national financial inclusion, and contribute more significantly to Indonesia’s sharia economy.