{
    "success": true,
    "data": {
        "id": 1794112,
        "msgid": "pegadaian-and-bsn-collaborate-on-funding-and-digital-service-integration-1781020730",
        "date": "2026-06-09 21:55:02",
        "title": "Pegadaian and BSN Collaborate on Funding and Digital Service Integration",
        "author": "",
        "source": "DETIK",
        "tags": "",
        "topic": "Finance",
        "summary": "PT Pegadaian and Bank Syariah Nasional have signed a comprehensive working capital financing agreement worth Rp 1.4 trillion, underscoring confidence in Pegadaian's business fundamentals. The partnership extends beyond conventional lending to include digital service integration, aiming to expand inclusive sharia-compliant financial access. Both institutions are also jointly developing features such as gold savings within BSN's mobile banking and BSN account options in Pegadaian's Tring! application.",
        "content": "<p>The signing ceremony for the agreement was held solemnly at Menara 1\nBTN in Central Jakarta. Pegadaian\u2019s Director of Finance and Strategic\nPlanning, Ferdian Timur Satyagraha, stated that the Rp 1.4 trillion\nfinancing deal represents tangible proof of institutional trust in\nPegadaian\u2019s solidly growing business fundamentals. He noted the\ncollaboration would serve as a new driving force to expand inclusive\nworking capital financing reach while accelerating the company\u2019s ongoing\ndigital transformation to provide cutting-edge convenience for all\ncustomers. BSN President Director Alex Sofjan Noor said the financing\ncooperation is an effort to strengthen the bank\u2019s role in the national\nsharia finance industry. He confirmed the working capital facility uses\na musyarakah contract compliant with sharia principles. Alex added that\nBSN is not only supporting Pegadaian\u2019s working capital needs to expand\nsharia financing services but also reinforcing its commitment to\ndelivering productive, sustainable financial solutions that provide\nadded value to society. As a concrete form of collaboration, both\nparties are exploring the addition of Pegadaian\u2019s Gold Savings feature\ndirectly within BSN\u2019s mobile banking app, Bale Syariah. This integration\nwould allow BSN customers to invest, top-up, and monitor their gold\nportfolios without switching applications. The digital initiative also\nextends to Pegadaian\u2019s ecosystem, with both sides finalising the\naddition of BSN accounts as a primary channel for loan disbursement and\nrepayment within Pegadaian\u2019s Tring! application. The companies confirmed\nthis collaboration is not the end of joint innovation, pledging to\ncontinue exploring strategic cooperation to strengthen long-term\nsynergy, promote national financial inclusion, and contribute more\nsignificantly to Indonesia\u2019s sharia economy.<\/p>",
        "url": "https:\/\/jawawa.id\/newsitem\/pegadaian-and-bsn-collaborate-on-funding-and-digital-service-integration-1781020730",
        "image": ""
    },
    "sponsor": "Okusi Associates",
    "sponsor_url": "https:\/\/okusiassociates.com"
}