PayLater and Digital Financial Services Drive Responsible Transactions

Jakarta — The digital transformation in the financial sector is opening up new opportunities for people to access more flexible and inclusive services. The growth of the digital economy is driving changes in transaction behaviour while also presenting challenges to ensure the responsible use of financial services.

PayLater services are becoming an increasingly popular innovation due to their ease of use, but financial education and sustainability remain key for the public to utilise them wisely.

These points were expressed by Mira Wibowo, Chief Executive Officer of Indodana Finance, who was recently awarded the Indonesia Best CEO 2025 at the Indonesia Business Leadership Forum. The award recognises visionary leadership and the ability to execute strategies amid industry dynamics.

“We are committed to continuously aligning the company’s vision with real execution, building an organisational culture that is responsive, and ensuring growth that is in harmony with strong risk governance for the advancement of financial inclusion in Indonesia,” Mira said, as quoted in a press release on Friday 6 March 2026.

The company’s paylater services now reach people in more than 180 cities and regencies. However, growth in user numbers is not the sole focus.

“For us, expansion is not merely about growth figures; it is about the quality of impact generated. We are committed to bridging technological innovation with financial education to ensure every user can transact prudently and responsibly,” added Mira.

In addition to expanding reach, strengthening technology infrastructure and financial education remain priorities. This approach ensures that every innovation not only eases access but also raises public awareness of using financial services responsibly.

“We want paylater services to be a tool for healthy and sustainable economic empowerment for the people,” she concluded.