OJK Restructures Rp 17.4 Trillion in Credit for 279,000 Customers Affected by Sumatra Disaster

Jakarta – The Chairman of the Financial Services Authority (OJK) Board of Commissioners, Friderica Widyasari Dewi, known as Kiki, reported that as of March 2026, the authority has restructured credit amounting to Rp 17.4 trillion for around 279,000 customer accounts affected by disasters in three provinces in the Sumatra region.

“Up to March this year, credit/financing restructuring has been provided using OJK’s relaxation policy amounting to Rp 17.4 trillion for 279,000 accounts,” Kiki said during the Press Conference on the Results of the II/2026 KSSK Periodic Meeting at the Bank Indonesia office complex, Jakarta, on Thursday, 7 May 2026.

She explained that the figure has increased compared to credit restructuring as of February 2026, which stood at Rp 16.3 trillion.

The provision of credit restructuring is part of OJK’s special policy for customers receiving credit and financing services or debtors affected by disasters in Aceh, North Sumatra, and West Sumatra.

The special treatment is based on Financial Services Authority Regulation (POJK) of the Republic of Indonesia Number 19 of 2022 concerning Special Treatment for Financial Service Institutions in Certain Areas and Sectors in Indonesia Affected by Disasters.

OJK has set the policy for debtors affected by disasters in Sumatra to apply for three years from the date of determination, namely 10 December 2025.

On that occasion, Friderica also outlined that banking intermediation performance remains contributory with a maintained risk profile.

Banking credit in March 2026 recorded growth of 9.49 percent (year-on-year) to Rp 8,659 trillion, driven by investment credit growth of 20.85 percent (year-on-year), followed by consumer credit at 5.88 percent year-on-year, while working capital credit grew 4.38 percent (year-on-year).

Meanwhile, credit quality remains maintained with a gross Non-Performing Loan (NPL) ratio of 2.1 percent and net NPL of 0.8 percent. Loan at Risk (LaR) is also relatively stable, recorded at 8.9 percent.

On the other hand, third-party funds (DPK) in banking grew 13.55 percent year-on-year to Rp 10,230 trillion, with current accounts, savings, and deposits growing 21.37 percent, 8.36 percent, and 11.57 percent (year-on-year), respectively.