OJK Kepri Receives 280 Reports of Illegal Online Lending and 88 Reports of Suspected Illegal Investments
The Financial Services Authority of the Riau Islands Province (OJK Kepri) noted that illegal online lending and fraudulent investment schemes remained prevalent throughout 2025, with the authority receiving hundreds of reports from the public alleging losses from these illegal financial activities.
Sinar Dananjaya, head of OJK Kepri, said that by the end of 2025 the agency had received 280 reports related to illegal online lending and 88 reports of suspected illegal investments.
“These reports demonstrate that illegal online lending and fraudulent investments that harm the public are still occurring,” Sinar said on Wednesday 4 March.
In addition to local-level complaints, OJK also received reports of financial scams through the Indonesia Anti-Scam Centre (IASC).
The reported methods varied, from online shopping scams, scams via telephone, fictitious investments, to scams masquerading as job advertisements.
Nationwide, around 417,000 financial fraud reports were recorded by the OJK. Of these, 416,000 accounts have been blocked, with total funds secured amounting to Rp 511 billion.
“Through the Indonesia Anti-Scam Centre, the public can report financial scam cases so that the perpetrators’ accounts are blocked promptly and remaining funds can be recovered,” Sinar said.
He explained that victims can file reports via the official IASC website, attaching personal details, proof of account ownership, the chronology of events, and transfer receipts.
The IASC programme forms part of the work of the PASTI Task Force (Satuan Tugas Pemberantasan Aktivitas Keuangan Ilegal), which involves a number of agencies, including Bank Indonesia, the Indonesian National Police, the Attorney General’s Office, and the Financial Transaction Reports and Analysis Centre of Indonesia (PPATK), as well as other related agencies.
OJK urged the public to always check the legality of financial service entities through official channels before transacting.
The public was also asked not to be lured by high returns in a short time, which are often features of illegal investments.
According to Sinar, enhancing financial literacy and public vigilance are key to reducing the growth of digital financial crime as online services become more widespread.