OJK: Credit Realisation for MBG, KDMP, and 3 Million Houses Programmes Reaches Rp 177 Trillion

JAKARTA, KOMPAS.com - The Financial Services Authority (OJK) has recorded a total disbursement of financing from the financial services sector for three national priority programmes, namely Free Nutritious Meals (MBG), Red and White Village/Urban Ward Cooperatives (KDMP), and 3 Million Houses, reaching Rp 177.38 trillion as of January 2026.

OJK Commissioner Chairman Friderica Widyasari Dewi detailed that the financing realisation for the MBG programme reached Rp 1.21 trillion.

This credit was provided to 1,373 Nutrition Fulfilment Service Units (SPPG) as of January 2026.

OJK also supports the MBG programme through securities crowdfunding (SCF) with three issuers and 266 investors.

“On the financing side of the financial services sector, we have promoted various strategic programmes such as free nutritious meals with a financing realisation of Rp 1.21 trillion,” said the woman familiarly known as Kiki during a working meeting with Commission XI of the House of Representatives (DPR RI) at the DPR Building, Jakarta, on Wednesday (1/4/2026).

She continued that the financial services sector has also disbursed financing for the KDMP programme, valued at Rp 174.73 trillion as of January 2026.

The credit realisation to strengthen the village economy reached 83.20 percent of the financing target.

Support for this programme is also provided through the application of 0 percent Allowance for Impairment Losses (CKPN) and financing facilities for KDMP can be excluded from the Maximum Credit Provision Limit (BMPK).

Meanwhile, the disbursement of financing for the 3 Million Houses programme reached Rp 1.44 trillion as of January 2026.

This realisation has achieved 3.28 percent against the national target.

Support for the 3 Million Houses programme is provided to expand access to home ownership credit (KPR) financing for low-income communities (MBR) with relaxed credit quality assessments and risk weights, opening funding for developers, and strengthening liquidity through capital market schemes.

“Support for the 3 million houses programme with a realisation of Rp 1.44 trillion for 11,468 units to expand housing financing access for low-income communities,” she stated.

For information, the financial services sector’s support for these three government priority programmes is part of OJK’s eight strategic and priority programmes so that the financial services sector can provide benefits that are directly felt by the public.