OJK: BPD Demonstrates Solid Performance, Assets Reach Rp1,036.51 Trillion as of March 2026

Jakarta (ANTARA) - The Financial Services Authority (Otoritas Jasa Keuangan, OJK) notes that the regional development bank (BPD) industry shows solid and resilient performance with total assets of Rp1,036.51 trillion, up 3.20 percent year-on-year (yoy) and a capital adequacy ratio (CAR) of 26.19 percent as of March 2026. In the same period, BPD credit disbursement stood at Rp656.87 trillion and third-party funds (DPK) reached Rp782.04 trillion. Executive Head of Banking Supervisory OJK, Dian Ediana Rae, said in Jakarta on Thursday that the positive performance was accompanied by maintained financing quality. The gross non-performing loan (NPL) ratio and net NPL stood at 3.26 percent and 1.27 percent respectively, indicating that expansion continues amid economic dynamics with a prudent approach. Dian also noted that BPD continues to strengthen risk management through applying prudent lending principles, enhanced post-disbursement monitoring, and the formation of adequate provisions in line with regulations, thus asset quality remains safeguarded. According to OJK, the Roadmap for Strengthening BPD 2024-2027 has had a positive impact on the development of the BPD industry. One of the outcomes is the strengthening of BPD competitiveness through the implementation of OJK provisions related to Consolidation and Minimum Core Capital (MIM), aimed at boosting the capitalisation of the banking industry. This policy has driven core capital compliance for BPD from initially 18 BPD with core capital below Rp3 trillion in 2019 to only 10 BPD by the end of 2024, all of which have formed the Kelompok Usaha Bank (KUB). The implementation of KUB is expected to strengthen BPD resilience and enhance competitiveness through good synergies between the parent bank and KUB members, so that the role of BPD in intermediation and as a development agent in the region continues to grow.