OJK: 2-3 Banks Set to Upgrade to Capital Above Rp 70 Trillion

The Head of Banking Supervision at the Financial Services Authority (OJK), Dian Ediana Rae, revealed that several banks in the KBMI (Bank Group based on Core Capital) III category have the potential to advance to KBMI IV this year. KBMI IV is the group of banks with the largest core capital, exceeding Rp 70 trillion.

“Perhaps this year, if I estimate, around 2 or 3 (banks),” said Dian to reporters at the Supreme Court in Jakarta on Wednesday, 25 March 2026. However, she declined to disclose the names of those banks.

Dian stated that these banks have already applied to upgrade to the KBMI IV classification. She also mentioned that their capital positions are approaching the KBMI IV category or have surpassed Rp 70 trillion.

Dian expressed that OJK will encourage KBMI III banks to upgrade to KBMI IV. “Because this is more sustainable and has a much greater driving force on the economy,” she said.

KBMI IV occupies the top classification among bank groups based on core capital. The other groups are KBMI I with core capital up to Rp 6 trillion, KBMI II with core capital from Rp 6 trillion to Rp 14 trillion, and KBMI III with core capital from Rp 14 trillion to Rp 70 trillion.

Several banks in the KBMI IV category include BRI, Bank Mandiri, BNI, and BCA. OJK recorded credit growth for KBMI IV banks at the beginning of the year at 13.34% year on year.