New Minimum Balance Rules at Bank Mandiri, BRI and BNI as of March 2026

Jakarta, CNBC Indonesia - Bank customers need to understand the minimum balance that must be maintained in their accounts. The minimum balance is the amount of funds that must be available in a savings account at all times. This balance functions as a safeguard, particularly if the account is inactive for a certain period. The funds will be used to cover administrative charges in accordance with applicable regulations. Minimum balances vary between banks and depend on several factors, including customer segment and the product’s purpose. Below are the minimum balances applicable at Bank Mandiri, BRI, and BNI as of March 2026:

Bank Mandiri

• Tabungan Rupiah: Rp 100,000

• Tabungan NOW: Rp 25,000

• Tabungan Payroll: Rp 10,000

• TabunganKu: Rp 20,000

• Tabungan TKI: Rp 10,000

• Tabungan Mitra Usaha: Rp 1,000,000

• Tabungan SiMakmur: Free of charge

• Tabungan SimPel (Simpanan Pelajar): Rp 5,000

BRI

• BRI Simpedes: Rp 50,000

• BritAma: Rp 50,000

• BritAma Bisnis/Pro/X: Rp 50,000

• BRI Tabunganku: Rp 20,000

• BRI Junio: Rp 50,000

• BRI SimPel: Rp 5,000

BNI

• BNI Taplus: Rp 150,000

• BNI Taplus Bisnis: Rp 1,000,000

• BNI Taplus Pegawai: Sesuai PKS

• BNI Taplus Muda: No dormant balance

• BNI Pandai: No balance restrictions

• BNI SimPel: Rp 5,000

• BNI Tabunganku: Rp 20,000