Maybank Indonesia records 92.9% growth in sustainable financing
Jakarta (ANTARA) - PT Bank Maybank Indonesia Tbk (Maybank Indonesia) has recorded sustainable financing amounting to Rp8.24 trillion throughout 2025, reflecting a 92.9% year-on-year growth.
The realisation of this financing disbursement is calculated based on the Classification of the Sustainable Product Framework (SPF) and the Transition Finance Framework (TFF) established by the Maybank Group, which aligns with global standards.
Cumulatively, from 2021 to 2025, Maybank Indonesia has mobilised sustainable financing totalling Rp17.31 trillion.
“This increase is mainly supported by the expansion of green sector financing, with eco-friendly transportation being the largest contributor,” said Maybank Indonesia President Director Steffano Ridwan in his statement in Jakarta on Thursday.
Steffano detailed that financing in the eco-friendly transportation sector reached Rp4.6 trillion, a significant rise from Rp2.1 trillion the previous year. This growth aligns with increasing support for electric vehicles.
“This disbursement is part of our support for developing the electric vehicle ecosystem in Indonesia, both through electric vehicle financing and financing for its supporting value chain,” he stated.
In the retail segment, this disbursement is also supported by collaborations with subsidiaries, namely Maybank Finance (MIF) and WOM Finance, which provide financing for electric and hybrid vehicles, for both four-wheeled and two-wheeled options.
In addition to the transportation sector, Maybank Indonesia has disbursed financing to the renewable energy sector amounting to Rp315 billion, as well as to the sustainable biological natural resource management and land use sector amounting to Rp500 billion. These steps are part of efforts to support the transition to a low-carbon economy.
On the other hand, the bank has also invested in sustainable instruments such as green bonds or sukuk amounting to Rp1.5 trillion, and expanded the use of sustainability-based financing instruments through sustainability-linked financing reaching Rp1.1 trillion.
These instruments are seen as capable of driving the achievement of sustainability targets while strengthening the bank’s role as a strategic partner in supporting the integration of environmental, social, and governance (ESG) aspects into customers’ strategies and operations.
In the social category, financing is focused on socio-economic development, empowerment, and job creation sectors, with a total disbursement of Rp172 billion.
This financing is directed towards supporting business development and expanding inclusive financing access for business actors and the public.
Meanwhile, based on the Sustainable Business Activity Category (KKUB), the total financing disbursed by Maybank Indonesia up to 2025 reaches Rp21.23 trillion, or equivalent to 19.55% of the bank’s total credit.
According to Steffano, this achievement reflects the bank’s commitment to expanding financing that has a positive impact on the environment and society. This commitment is carried out in line with the “Humanising Financial Services” mission and strengthened through the long-term ROAR30 strategy (2026-2030), which positions sustainability and sharia values as key differentiators for growth.
In line with the SPF framework, this achievement also contributes to the Maybank Group’s targets for mobilising sustainable financing globally.
Not only from the financing side, Maybank Indonesia’s sustainability commitment is also reflected in non-financial achievements.
Up to 2025, the bank has improved the welfare of more than 400,000 households, reduced operational carbon emissions (scopes 1 and 2) by 30.84% from the 2019 baseline, and recorded more than 388,000 hours of sustainability activities.
“With this performance, Maybank Indonesia further affirms its position as one of the active players in the banking industry driving energy transition and sustainable development in Indonesia,” Steffano concluded.