Manage Finances After Eid Holiday: Replenish Emergency Funds and Prepare Education Savings

JAKARTA, KOMPAS.com - After the Eid and Eid al-Fitr 2026 holiday, the public must return to managing their financial condition. This is because large holiday expenditures often cause some budget items to leak or be used for necessities. Financial planner Rista Zwestika explains that one of the things that needs to be done after this Eid holiday period is to check account balances and remaining cash. “Record major expenditures, such as travel costs, family THR, and souvenirs,” she said to Kompas.com. “If there were many non-cash transactions on debit or credit cards during the trip home, check the transaction history in the banking app,” she added. After taking the initial steps, she said, the public needs to reprioritise financial needs, such as paying off debts if any exist. If credit cards or emergency loans were used during Eid, prioritise settling them before interest accumulates. Meanwhile, if they are regular instalments, ensure they continue on schedule. If emergency savings were used during the trip home, allocate part of the next month’s income to refill them. Ideally, emergency funds should remain in the range of 3-6 months of monthly expenses. Next, after Eid, people need to realise the importance of returning to normal spending patterns. For this reason, the public is asked to postpone major expenditures, such as buying new gadgets or renovations, if funds are insufficient. Then, it is important for someone to readjust their monthly budget. This is because, after Eid, some adjustments to the budget and reductions in spending categories may be needed. “For example, snacking and eating out, because usually during Eid there is plenty of food from family. Or, additional entertainment or holidays after the trip home,” she said.