LPEI Targets 10 Percent Financing Growth

The Indonesia Export Financing Agency (LPEI) targets 10 percent growth in financing for 2026. This target is expected to be supported by balanced growth between the corporate and commercial segments. “Total 10 percent, so we have corporate and commercial segments. We want the portfolio to be balanced,” said LPEI’s Business Executive Director II, Sulaeman, when met in Gresik, East Java, on Friday, 17 April 2026. Sulaeman explained that corporate segment growth is targeted below 10 percent, while the commercial segment, which includes micro, small, and medium enterprises, is expected to grow above 10 percent. With this composition, the overall financing portfolio is targeted to increase by more than 10 percent. According to him, the global geopolitical situation requires the agency to be more selective in disbursing financing. This situation, he said, demands strengthening risk management to maintain the sustainability of export financing. He stated that LPEI conducts periodic stress testing to measure the resilience of the financing portfolio and liquidity against various pressure scenarios, such as global economic slowdowns, exchange rate volatility, rising interest rates, and declining commodity prices. From these simulations, mitigation steps are prepared early, considering their impact on each debtor’s margins. In addition, LPEI diversifies its financing portfolio from both sector and export destination perspectives to avoid risk concentration in specific markets. Strengthening governance and internal oversight is also pursued through more intensive portfolio monitoring and the implementation of an early warning system for debtor conditions. Furthermore, utilising risk mitigation instruments such as export insurance and guarantees to help exporters manage international trade risks, including payment risks and market fluctuations. On the funding side, LPEI strengthens liquidity management and funding structure to maintain flexibility in ensuring financing stability. Collaboration with domestic and international financial institutions, including various export credit agencies, is also conducted to share risks while expanding the capacity for strategic export project financing. Sulaeman mentioned that debtor acquisition is approached through export associations and ecosystems, as well as partnerships with ministries or institutions that have exporter databases. This data is utilised as a source for developing the financing pipeline. In general, he said, LPEI’s portfolio is still dominated by strategic export-oriented sectors such as manufacturing, agribusiness, and mining, in line with the agency’s mandate to enhance national export competitiveness.