Leverage International Women's Day Momentum as 20 UMKM in Jabodetabek Receive Revolving Fund Support
International Women’s Day, observed on 6 March, has become an occasion for various groups to promote women’s empowerment in Indonesia. This year, Astra Credit Companies (ACC) joined forces with Yayasan Astra-Yayasan Dharma Bhakti Astra (Yayasan Astra) to support capitalization for 20 women-led micro, small and medium enterprises (UMKM). Through this collaboration, ACC again strengthens its support for UMKM by disbursing a Rp100 million revolving fund. More than financial help, the partnership is a concrete step to guide UMKM to scale up and contribute more significantly to the national economic recovery.
‘Through synergy with Yayasan Astra, we want to ensure women-owned UMKM have a strong capital foundation to move up the value chain. The spirit of sustainability is not just about financial assistance, but about building the competitiveness of the businesses in the long term,’ said Frederikus Radix Wikanto, Chief Human Capital Officer of ACC, at the ceremonial event in Jakarta on Friday (6 March 2026).
The event was also attended by Riadi Prasodjo, EVP Corporate Communication & ESR ACC; Rahmat Samulo, Chair of the Board of Yayasan Astra-Yayasan Dharma Bhakti Astra; and Ema Poedjiwati, Secretary of the Yayasan Astra-Yayasan Dharma Bhakti Astra.
Radix stated that the Rp100 million business fund for 20 UMKM nurtured by Yayasan Astra would be provided through a revolving fund scheme. The revolving fund is interest-free business capital granted to UMKM. After a 12-month period, the funds are returned to be re-dispersed to other UMKM in need, thereby creating a sustainable benefit.
The recipients of the ACC revolving fund are women-owned UMKM operating in the culinary or handicrafts sectors, located in Jakarta, Bogor, Depok, Tangerang and Bekasi (Jabodetabek).
In addition to capital support through the revolving fund, these women-owned UMKM received a workshop themed Digital Marketing for the Development of Women’s SMEs, conducted by digital marketing mentor Upit Fitrianingsih. The aim is to ensure they not only have financial capital but also strategic skills to market their products more broadly in the digital era.
‘The recipients of the business fund are also provided with an SME coaching programme—a private mentoring programme. Participants can consult with experienced mentors in the SME field about business issues,’ Radix noted.
Rahmat Samulo, Chair of Yayasan Astra-Yayasan Dharma Bhakti Astra, appreciated ACC for the collaboration supporting UMKM to keep advancing. He said that launching the second cohort coinciding with International Women’s Day is a concrete demonstration of joint commitment to empower women in the economic sector, and mothers who run UMKM are not only family economic drivers but also pillars supporting the nation’s economy.
‘Following the 100% fund repayment rate in the first cohort, the program now innovates with a monthly instalment scheme so UMKM cash flow remains healthy and the burden is lighter,’ he stated. He also urged all participants to optimise capital according to their plans, maintain financial discipline, and continue to expand their markets.