Latest BRI, Mandiri and BNI Deposit Interest Rates as of February 26, 2026

Latest BRI, Mandiri & BNI Deposit Interest Rates as of February 26, 2026

Jakarta, CNBC Indonesia - Deposits remain one of the favourite investment instruments for many people, as they offer a combination of security, certainty, and stable returns.

Deposits are considered one of the safest investment instruments because they are guaranteed by the Indonesian Deposit Insurance Corporation (LPS) and are not affected by market fluctuations such as stocks or crypto.

Another interesting point is that deposit interest rates are usually higher than regular savings accounts. The returns are known in advance, making it suitable for risk-averse individuals.

Deposits can be chosen for periods ranging from 1 month to 12 months or more. This is suitable for short- to medium-term financial needs.

The level of deposit interest rates in general banks is greatly influenced by Bank Indonesia’s (BI) benchmark interest rate decisions.

In the Bank Indonesia Board of Governors (RDG) meeting on 18-19 February 2026, it was decided to maintain the BI-Rate at 4.75%, the Deposit Facility interest rate at 3.75%, and the Lending Facility interest rate at 5.50%. This decision is consistent with the current policy focus on efforts to strengthen the stability of the Rupiah exchange rate amid continued high global financial market uncertainty in order to support the achievement of the 2026-2027 inflation target and encourage economic growth.

In the future, Bank Indonesia will continue to strengthen the effectiveness of the transmission of monetary policy easing and macroprudential policies that have been implemented so far, while still paying attention to the potential for further reductions in the BI-Rate in line with the forecast for controlled inflation in 2026-2027 within the target range of 2.5±1% and efforts to further encourage higher economic growth.

According to CNBC Indonesia Research, the interest rates of major state-owned banks in February 2026 remained unchanged after BI held its benchmark interest rate.

Bank BRI

The interest rate for PT Bank Rakyat Indonesia Tbk (BBRI) deposits in February 2026 was monitored and showed no change from the January 2026 period.

Bank BRI offers several deposit term options ranging from one month to 36 months with attractive and varied interest rates.

There are many advantages of BRI deposits that can be enjoyed by its customers. Funds deposited in the form of bank deposits can only be withdrawn at a certain time in accordance with the agreement between the customer and the bank. The advantage of saving money in a BRI deposit also provides various currencies.

Here is a list of BRI bank deposit interest rates as of February 2026 compared to the previous month.

Bank Mandiri

PT Bank Mandiri (Persero) Tbk (BMRI) also offers deposit interest for Rupiah deposits with interest paid monthly and at maturity. Customers can enjoy a more varied range of deposit interest rates, starting from the lowest 2.25% for a tenor of 1-3 months, and the highest interest of 2.50% for a tenor of 6-12 months.

Unfortunately, the Bank Mandiri deposit interest rate in February 2026 did not change from the January 2026 period.

Bank BNI

PT Bank Negara Indonesia (Persero) Tbk, also known as Bank BNI, offers various deposit advantages that make it an attractive option for investors, both beginners and experienced ones. With the security guarantee from the Indonesian Deposit Insurance Corporation (LPS) and flexibility in choosing the term, BNI deposits provide an investment solution that can be tailored to your needs and financial goals.

Bank BNI offers competitive interest rates ranging from the lowest 2.25% to the highest 2.75%. To enjoy high deposit interest, funds must be deposited for a long tenor, namely at least 12 months or 24 months.

The BNI bank’s interest rates were monitored and showed no change in February 2026 from January 2026.

Disclaimer: This article is a journalistic product in the form of CNBC Indonesia Research’s views. This analysis is not intended to encourage readers to buy, hold, or sell related investment products or sectors. The decision is entirely up to the reader, so we are not responsible for any losses or profits arising from that decision.

CNBC INDONESIA RESEARCH

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