KIM Fixed Income Fund Plus Records 10.51% Annual Return, Competitive in its Class
KIM Fixed Income Fund Plus Records 10.51% Annual Return, Competitive in its Class
Fixed income funds are suitable for moderate-risk investors with a medium-term investment horizon.
Bareksa - Amidst the dynamics of financial markets and the stabilisation of interest rate trends, fixed income instruments remain an attractive option for investors. However, not all fixed income funds deliver optimal performance. Selective portfolio management, particularly in corporate bonds, is key.
One product that has garnered attention is KIM Fixed Income Fund Plus, a fixed income fund managed by Korea Investment Management Indonesia. As of February 18, 2026, the fund has recorded a 10.51% return over the past year. This figure places it among the highest on the Bareksa platform for the fixed income category with a focus on corporate bonds.
Double-Digit Returns in the Fixed Income Class
A 10.51% return in one year is a competitive achievement for the fixed income fund class. Amidst market conditions previously marked by volatility due to changing global interest rate expectations, this performance demonstrates adaptive portfolio management capabilities.
In essence, fixed income funds allocate at least 80% of their assets to debt instruments such as bonds. The source of returns comes from two main components:
Bond coupons, paid periodically.
Potential capital gains, if bond prices rise due to falling yields or increased market demand.
In this context, double-digit returns indicate an effective combination of selecting bonds with attractive coupons and market momentum that supports price movements.
Market Momentum & Fund Management Strategy
Bond market movements are heavily influenced by interest rate expectations and liquidity conditions. As upward pressure on interest rates begins to ease and the market anticipates stabilisation or declines in the future, bonds typically receive positive sentiment.
In such situations, corporate bonds with competitive yields can become attractive to both institutional and retail investors. Increased demand has the potential to drive up prices, thereby strengthening the performance of funds with significant exposure in this segment.
KIM Fixed Income Fund Plus primarily invests in corporate bonds. Compared to government bonds, corporate bonds generally offer higher yields as compensation for greater credit risk, so the selection of issuers is an important factor in maintaining portfolio quality.
However, the potential for higher returns depends heavily on the quality of issuer selection. Investment managers need to conduct in-depth analysis of the fundamental company issuing the bonds, cash flow profile, leverage levels, and industry prospects.
Here are the top 10 holdings in the portfolio, according to the Fund Fact Sheet as of January 2026:
National Sharia Bank Deposits
Bumi Resources II Bonds
Bumi Resources III Bonds
FR0065
Indah Kiat Pulp & Paper Mills Bonds
Merdeka Battery Materials Bonds
Petrindo Jaya Kreasi Bonds
Provident Investasi Bersama Bonds
RMK Energy Bonds
Trimegah Sekuritas Indonesia Bonds
An active approach to selecting quality corporate bonds allows the portfolio to not only rely on coupons but also to take advantage of opportunities for bond price increases when market conditions improve. As a result, the performance recorded by KIM Fixed Income Fund Plus demonstrates how a corporate bond-based strategy can deliver optimal results when market momentum aligns.
Suitable for Moderate Investors with a Medium Horizon
Fixed income funds such as KIM Fixed Income Fund Plus are generally suitable for:
Investors with a moderate risk profile
Investors seeking higher potential returns than money market funds or deposits
Investors with a medium-term investment horizon, approximately 1–3 years
Although relatively more stable than stocks, investors still need to understand that investment values can fluctuate. Therefore, commitment to a sufficient investment horizon is an important factor in optimising potential returns.
Diversification in the Portfolio
In the context of financial planning, fixed income funds based on corporate bonds can play a role as a portfolio balancer. This product offers a combination of potential regular income from coupons and growth opportunities through capital gains.
As of February 18, 2026, KIM Fixed Income Fund Plus recorded a 10.51% return over the past year. This achievement places it among the products with competitive performance in the fixed income category on the Bareksa platform during that period.
As with all investments, decisions should still be tailored to each investor’s financial goals, risk profile, and time horizon. However, the latest performance data indicates that an actively managed corporate bond strategy can deliver attractive potential returns in the fixed income segment.
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DISCLAIMER
Sponsored content. Investments through mutual funds involve risk. Prospective investors must read and understand the prospectus before deciding to invest through mutual funds. The performance disclosed in this article is historical data and does not guarantee future performance.
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