Jamkrindo's Profit Reaches Rp 1.05 Trillion, Supporting 5.56 Million SMEs

JAKARTA, KOMPAS.com — PT Jaminan Kredit Indonesia (Jamkrindo), a member of the Indonesia Financial Group (IFG) holding, recorded resilient financial performance throughout 2025. This was supported by adaptive business strategies and prudent risk management amid the dynamics of the guarantee industry. The company booked a pre-tax profit of Rp 1.28 trillion and net profit of Rp 1.05 trillion. This achievement reflects the consistency of Jamkrindo’s operational performance in maintaining profitability. In addition, Jamkrindo contributed to the economy through tax payments to the state and dividend remittances to shareholders. From a financial structure perspective, Jamkrindo recorded total assets of Rp 30.86 trillion and total equity of Rp 13.84 trillion. This condition reflects a strong capital foundation to support business expansion as well as sustainable risk management. Meanwhile, gross guarantee fees were recorded at Rp 7.12 trillion. In line with the increasing guarantee activities, gross claims expenses also rose to Rp 6.6 trillion. From an operational perspective, throughout 2025, Jamkrindo’s guarantee volume reached Rp 247.57 trillion. This figure demonstrates the large scale of business as well as its contribution to the national productive sector. Jamkrindo has also reached more than 5.56 million micro, small, and medium enterprises (SMEs) and cooperatives. Acting President Director of Jamkrindo, Abdul Bari, explained that in line with the national development agenda within the framework of Asta Cita, the company continues to strengthen its role in empowering SMEs and cooperatives. “Amid industry dynamics, Jamkrindo maintains resilient performance through strengthening business fundamentals and disciplined risk management. We not only focus on growth but also ensure the quality and sustainability of the company’s performance,” said Abdul Bari in a press release on Thursday (9/4/2026). He added that Jamkrindo is committed to continuing to expand financing access for SMEs and cooperatives as the backbone of the national economy. The company aims to ensure that more business actors obtain financing access and can develop sustainably through guarantee services.