Jamkrida Bali Reports Net Profit of Rp 8.7 Billion at 2025 Shareholders' Meeting
PT Jamkrida Bali Mandara (Perseroda) held its Annual General Meeting of Shareholders (RUPS) at the Bali Governor’s Office on Tuesday, 10 March 2026. Based on audited financial statements for 2025, the company recorded a net profit of Rp 8.77 billion.
The Finance Director of PT Jamkrida Bali Mandara, Agus Adi Sana Putra, stated that this figure increased 32.43 per cent from the target realisation that had been set.
“This increase in profit and assets reflects an expansive yet prudent business strategy in accordance with applicable guarantee provisions. The confidence of financial institutions in Jamkrida Bali’s guarantee capacity has become an important factor in the company’s performance growth,” explained Agus on Tuesday.
Meanwhile, the company’s total assets also increased to Rp 588.46 billion, growing approximately 19.32 per cent annually.
During the RUPS, management also presented a five-year business plan focused on strengthening business capacity and developing guarantee services. Key strategies to be implemented include developing new guarantee products, improving human resource competence, optimising information technology, strengthening risk management, and expanding cooperation with national financial institutions.
Jamkrida Bali Mandara’s Business Director, I Made Gde Budi Dwipayana, added that the perseroda recorded positive growth in both business and financial performance during 2025.
The total guarantee ceiling realised exceeded Rp 8.31 trillion. Cumulatively since its establishment in 2011, the total guarantee ceiling provided has reached Rp 54.71 trillion, with 771,022 business actors having received guarantees.
“This growth is inseparable from strong synergy between Jamkrida Bali and financial institutions as well as business actors in Bali Province. Currently, we are continuing to encourage guarantee product innovation and service improvement to meet increasingly dynamic financing needs,” said Budi.
Meanwhile, the Chief Executive Officer of PT Jamkrida Bali Mandara, Anak Agung Ngurah Adhi Ardhana, expressed optimism about expanding its role in the national guarantee industry.
“Our future target is for Jamkrida Bali not only to serve as a regional guarantee institution but also to become a guarantee company capable of competing nationally. With the support of our shareholders and all stakeholders, we are optimistic this target can be achieved,” explained Adhi.
Bali Governor Wayan Koster appreciated the positive growth at Jamkrida Bali. He emphasised the importance of optimising the utilisation of various guarantee products offered by Jamkrida Bali, including credit guarantees, surety bonds, and contra bank guarantees.
“The optimisation of these products is expected to serve as a strategic instrument in supporting regional economic activity, particularly in encouraging the utilisation of Bali’s authentic products and enterprises, which directly contribute to the advancement of Bali Province’s economy,” said Koster.
The RUPS was chaired by the Chief Executive Officer of PT Jamkrida Bali Mandara (Perseroda), Anak Agung Ngurah Adhi Ardhana, and attended by shareholders comprising the Bali Governor, the Regents of Badung, Karangasem, and Klungkung, the Deputy Mayor of Denpasar, the Deputy Regents of Tabanan and Jembrana, the Government of Buleleng Regency represented by Assistant II, the Government of Bangli Regency represented by Assistant II, and the Government of Gianyar Regency represented by Assistant I. Also present was the Head of the Procurement and Economic Affairs Bureau of Bali Province.