Indonesia Boosts Crypto Literacy to Strengthen Digital Safety
Indonesia Boosts Crypto Literacy to Strengthen Digital Safety
05 Mei 2026 15:17 WIB
Voice of Indonesia
RRI.CO.ID, Ambon: The Financial Services Authority is strengthening digital financial literacy on crypto investments. Head of Financial Technology Innovation, Digital Financial Assets, and Crypto Assets Supervision at OJK, Adi Budiarso, delivered the statement during a Digital Financial Literacy (DFL) public lecture at the Rectorate Hall of Pattimura University in Ambon on Monday, May 4, 2026.
The initiative targets young people to better understand risks in digital and crypto asset investments. It also supports a healthy, stable, and sustainable digital financial ecosystem in Indonesia.
Adi Budiarso also warned that rapid crypto growth must be balanced with proper public understanding. Many people still fall into illegal investments, digital fraud, and asset losses due to weak awareness.
“Rapid growth of crypto assets must be balanced with adequate understanding, as many people still fall into illegal investments, digital fraud, or lose assets due to low digital security awareness,” he said.
He explained that crypto assets carry high risk and high return characteristics with significant volatility. Investment decisions should rely on strong fundamentals, not trends or profit expectations alone.
Indonesia has seen significant growth in crypto adoption in recent years. By February 2026, crypto accounts exceeded 21 million, with transactions reaching Rp482.23 trillion in 2025.
The program also highlights the role of students as digital literacy agents in society. It aims to reduce financial losses and strengthen trust in digital financial innovation across communities.
Ambon was selected to support digital literacy expansion in Eastern Indonesia. Data shows Maluku still faces a gap between financial inclusion and literacy levels.
“Changes in the financial sector are happening very fast, even beyond regulatory developments. Therefore, educating young people is essential so they can make wise financial decisions,” he said.
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