Improving Financial Literacy Key to Managing Financial Risks

Improving financial literacy is key to managing financial risks such as online scams and building long-term prosperity. To enhance financial understanding, official educational materials from companies offering trading education programmes can be utilised. This commitment is demonstrated by PT Didi Max Berjangka (Didimax), which recently held educational seminars and live trading sessions at CGV 23 Paskal in Bandung, West Java, on Friday, 29 May 2026. Attended by 250 participants, Didimax featured experienced traders and analysts such as Syam, Vincent, and Widiansyah, who taught specialised strategies including smart money concept (SMC), money hunter, and fundamental analysis to share insights, strategies, and understanding of the trading world with the public. ‘Upholding the spirit of financial literacy improvement, this event is part of our commitment to provide correct, transparent, and responsible trading education. Participants have the opportunity to watch live trading on big screens and learn various market analysis methods from mentors,’ said Didimax Director Cenli Yani. He explained that as a legally operating commodity futures brokerage firm in Indonesia, Didimax continues to prioritise education as a core focus. ‘We continuously organise various training programmes, seminars, webinars, and trading guidance to help the public understand the risks and opportunities in futures trading,’ he added. Cenli Yani stressed the company always prioritises education and regulatory compliance. Didimax operates under official licensing and is supervised by relevant regulators in the commodity futures trading industry. ‘Therefore, any claims that Didimax is a scam lack basis in the company’s operational facts. The business operates legally and transparently,’ he stated. He also reminded the public to understand the basics of healthy and responsible trading. Clients are advised to conduct transactions independently through their own accounts and understand each investment decision made. ‘The company emphasises that trading activities should be conducted directly by account holders. Clients are discouraged from depositing funds and handing over full control of trading activities to others promising specific returns,’ he added. ‘Transaction decisions must be made by clients themselves after understanding the risks and strategies employed, ensuring fund security and risk management,’ he added. He hopes that through these seminars and live trading sessions, more people will gain accurate trading knowledge, improve financial literacy, and distinguish between legitimate trading education and irresponsible investment practices. Strengthening financial literacy, product innovation, and broader investment access are crucial factors for sustainable growth in Sharia investors. Financial education activities at Kediri Regency night market, East Java. Financial inclusion index stands at 80.51%, yet literacy remains low. Students are prone to debt traps due to YOLO and FOMO culture in the cashless era. Financial literacy is not just about calculating income and expenses, but also controlling lifestyle and consumptive habits. OJK Commissioner Adi Budiarso reminded the public of the importance of financial literacy and caution before transactions, particularly in investments and online lending.