{
    "success": true,
    "data": {
        "id": 1774278,
        "msgid": "improving-financial-literacy-key-to-managing-financial-risks-1780135659",
        "date": "2026-05-30 15:17:00",
        "title": "Improving Financial Literacy Key to Managing Financial Risks",
        "author": "indrastuti",
        "source": "MEDIA_INDONESIA",
        "tags": "",
        "topic": "Finance",
        "summary": "Financial literacy is critical for managing risks like online scams and building long-term wealth, as highlighted by PT Didi Max Berjangka's recent seminars in Bandung. Despite a financial inclusion index of 80.51%, literacy remains low, with students vulnerable to debt from YOLO and FOMO trends. OJK Commissioner Adi Budiarso stressed the need for caution in investments and online lending to avoid irresponsible practices.",
        "content": "<p>Improving financial literacy is key to managing financial risks such\nas online scams and building long-term prosperity. To enhance financial\nunderstanding, official educational materials from companies offering\ntrading education programmes can be utilised. This commitment is\ndemonstrated by PT Didi Max Berjangka (Didimax), which recently held\neducational seminars and live trading sessions at CGV 23 Paskal in\nBandung, West Java, on Friday, 29 May 2026. Attended by 250\nparticipants, Didimax featured experienced traders and analysts such as\nSyam, Vincent, and Widiansyah, who taught specialised strategies\nincluding smart money concept (SMC), money hunter, and fundamental\nanalysis to share insights, strategies, and understanding of the trading\nworld with the public. \u2018Upholding the spirit of financial literacy\nimprovement, this event is part of our commitment to provide correct,\ntransparent, and responsible trading education. Participants have the\nopportunity to watch live trading on big screens and learn various\nmarket analysis methods from mentors,\u2019 said Didimax Director Cenli Yani.\nHe explained that as a legally operating commodity futures brokerage\nfirm in Indonesia, Didimax continues to prioritise education as a core\nfocus. \u2018We continuously organise various training programmes, seminars,\nwebinars, and trading guidance to help the public understand the risks\nand opportunities in futures trading,\u2019 he added. Cenli Yani stressed the\ncompany always prioritises education and regulatory compliance. Didimax\noperates under official licensing and is supervised by relevant\nregulators in the commodity futures trading industry. \u2018Therefore, any\nclaims that Didimax is a scam lack basis in the company\u2019s operational\nfacts. The business operates legally and transparently,\u2019 he stated. He\nalso reminded the public to understand the basics of healthy and\nresponsible trading. Clients are advised to conduct transactions\nindependently through their own accounts and understand each investment\ndecision made. \u2018The company emphasises that trading activities should be\nconducted directly by account holders. Clients are discouraged from\ndepositing funds and handing over full control of trading activities to\nothers promising specific returns,\u2019 he added. \u2018Transaction decisions\nmust be made by clients themselves after understanding the risks and\nstrategies employed, ensuring fund security and risk management,\u2019 he\nadded. He hopes that through these seminars and live trading sessions,\nmore people will gain accurate trading knowledge, improve financial\nliteracy, and distinguish between legitimate trading education and\nirresponsible investment practices. Strengthening financial literacy,\nproduct innovation, and broader investment access are crucial factors\nfor sustainable growth in Sharia investors. Financial education\nactivities at Kediri Regency night market, East Java. Financial\ninclusion index stands at 80.51%, yet literacy remains low. Students are\nprone to debt traps due to YOLO and FOMO culture in the cashless era.\nFinancial literacy is not just about calculating income and expenses,\nbut also controlling lifestyle and consumptive habits. OJK Commissioner\nAdi Budiarso reminded the public of the importance of financial literacy\nand caution before transactions, particularly in investments and online\nlending.<\/p>",
        "url": "https:\/\/jawawa.id\/newsitem\/improving-financial-literacy-key-to-managing-financial-risks-1780135659",
        "image": ""
    },
    "sponsor": "Okusi Associates",
    "sponsor_url": "https:\/\/okusiassociates.com"
}