How to Withdraw JHT BPJS Ketenagakerjaan Balance Below Rp 5 Million: Check the Steps

The JHT (Old Age Guarantee) balance from BPJS Ketenagakerjaan below Rp 5 million can still be withdrawn. Even if employees experience layoffs or resign, the JHT balance can be claimed in full. The claim process has become easier now, as BPJS Ketenagakerjaan participants are no longer required to have a termination letter. So, what are the requirements that must be fulfilled before claiming the JHT balance under 5 million? Here is the explanation. Claims can be made if the participant has completely stopped working at their workplace. “Full JHT benefit claims do not consider the minimum participation period. Any participation period is allowed for submitting JHT benefit withdrawals as long as the worker is genuine and proven not to be working (has stopped from the company),” stated as quoted from Kompas.com. After that, participants can apply for withdrawal via the Jamsostek Mobile (JMO) application as quoted from bpjsketenagakerjaan.go.id.